Dan Kaercher

Dan Kaercher

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Closed

$315,000

($87,994 down)
VA

647 15th Avenue N, South Saint Paul, MN 55075

4
2
1,335 sqft
PITI Monthly
$1,570.55 /mo

Listing courtesy of: , Edina Realty, Inc.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,007 /mo
$1,668 /mo

What's Special

MODERN
HARDWOOD FLOORS
HISTORIC
CHARMING
SOLAR PANELS

Charming 1936 built 1.5 Story Home with timeless character and modern updates. This inviting property boasts beautifully refinished hardwood floors, classic coved ceilings and freshly painted interiors throughout. The updated bathrooms offer a fresh contemporary feel. The home features solar panels and all new windows, ensuring energy efficiency and plenty of natural light. Situated on approximately 1/4 acre lot, there's plenty of room to enjoy the outdoors. A newer 3 car garage provides ample storage and parking space. This home combines the best of both worlds - historic charm with modern convenience - making it a perfect place to call home. Don't miss your chance to experience this wonderful property!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.74
Remaining Loan Term
25 years, 11 months
Monthly PITI
$1,570.55/mo
Estimated Loan Balance
$228,465
Cash to close
$87,994
Interest Paid
$26,402

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age Over 8 Years
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco, Vinyl Siding
  • Roof: Age Over 8 Years
Condition
  • Year Built: 1936
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Joyce T F Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: South Saint Paul

Financial Details

  • Price per Sqft: $235.96
  • Tax Annual Amount: $4962
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $87,994 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $87,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$227,006
Your Cash$87,994
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,007/mo
Traditional @ 7.5%
$1,730/mo
You save $723/month ($8,681/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6614204

Listing From: northstar

Last updated: 2025-01-02T18:11:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,007 /mo
$1,668 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $87,994 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $87,994!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$227,006
Your Cash$87,994
Total Purchase Price:$315,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,007/mo
Traditional @ 7.5%
$1,730/mo
You save $723/month ($8,681/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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