Dan Kaercher

Dan Kaercher

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Closed

$470,000

($168,386 down)
FHA

645 Horizonte Street, Imperial, CA 92251

3
3
1,763 sqft
PITI Monthly
$1,626.64 /mo

Listing courtesy of: Amayrany Sarmiento, ShoppingSDHouses

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,263 /mo
$2,034 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FAMILY-FRIENDLY
CHARMING

Welcome to your new home in the heart of Imperial, California! This stunning 3-bedroom, 2.5-bathroom residence sits on a 6,005 sq ft Lot. Nestled in the desirable and Highly sought subdivision and Perfectly situated in the Monterrey Park neighborhood known for it’s family-friendly parks. It offers modern comfort and style. Built in 2016, this home combines contemporary design with lasting quality. Enjoy a generous living area with elegant kitchen cabinets, white granite countertops and Stainless steel appliances. This home offers an upstairs Loft, a versatile space perfect for a family room, play area, or office. Customized Garage Equipped with a mini split AC unit, ideal for a home gym or easy conversion to a hobby room. A Spacious Backyard, open space that invites your creativity to design your dream garden, outdoor entertaining area, or anything you envision. Located in a vibrant and welcoming community, this home provides a perfect blend of modern amenities and charming neighborhood appeal. Don’t miss the opportunity to make this beautiful property yours! For more details or to schedule a viewing, please contact me today.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,626.64/mo
Estimated Loan Balance
$289,430
Cash to close
$168,386
Interest Paid
$31,431

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2016
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: Imperial

Financial Details

  • Price per Sqft: $266.59
  • Tax Annual Amount: $
  • On Market Date: 2024-08-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,386 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $168,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,614
Your Cash$168,386
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,263/mo
Traditional @ 7.5%
$2,110/mo
You save $847/month ($10,161/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2405003

Listing From:

Last updated: 2024-09-19T00:39:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,263 /mo
$2,034 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $168,386 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $168,386!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$301,614
Your Cash$168,386
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,263/mo
Traditional @ 7.5%
$2,110/mo
You save $847/month ($10,161/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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