Dan Kaercher

Dan Kaercher

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$390,000

($56,433 down)
FHA

645 Delfino Lane, Bakersfield, CA 93304

3
3
1,457 sqft
PITI Monthly
$2,981.18 /mo

Listing courtesy of: Gustavo Lua, Century 21 Allstars

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,270 /mo
$2,288 /mo

What's Special

GREAT CURB APPEAL
OPEN CONCEPT
DINING
SPACIOUS
FIREPLACE
PATIO
SOLAR PANELS

Beautiful home in a great neighborhood! Home was built in 1999. This home features an open layout with an open kitchen to dining and living area, this open concept makes the home feel very spacious and welcoming. The front yard has a great curb appeal and comes with a spacious driveway and 3 car garage. Backyard is perfect for entertaining, has open space for gatherings and features nice shaded area, hot tub and much more . The living room features a beautiful brick fireplace. The master bedroom is spacious and has good size closet space with a slider to the patio and a large bathroom with an updated shower. Other bedrooms are also spacious. Individual laundry room with sink and storage cabinets. The garage also features storage shelves on both sides. Property also has solar panels, water filtration system, and much more. Come by and take a look at this beautiful home. Rare find. Move in Ready!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$2,981.18/mo
Estimated Loan Balance
$334,469
Cash to close
$56,433
Interest Paid
$35,670

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Bakersfield

Financial Details

  • Price per Sqft: $267.67
  • Tax Annual Amount: $4875
  • On Market Date: 2025-03-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $56,433 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$333,567
Your Cash$56,433
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,270/mo
Traditional @ 7.5%
$2,373/mo
You save $104/month ($1,243/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25065393

Listing From:

Last updated: 2025-03-28T13:49:25.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,270 /mo
$2,288 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,433 (14%)
You can enter any amount below - secondary financing will cover the difference if needed.
14%
$

You cover the entire equity of $56,433!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$333,567
Your Cash$56,433
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,270/mo
Traditional @ 7.5%
$2,373/mo
You save $104/month ($1,243/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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