Dan Kaercher

Dan Kaercher

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Closed

$340,000

($56,753 down)
FHA

640 4th Avenue NE, Osseo, MN 55369

4
2
1,910 sqft
PITI Monthly
$2,105.18 /mo

Listing courtesy of: , Keller Williams Premier Realty Lake Minnetonka

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,295 /mo
$2,056 /mo

What's Special

MINUTES AWAY
SHOPPING
DINING
CHARMING

Welcome to this corner lot, updated four bedroom rambler. There are three bedrooms on the main level along with a huge kitchen featuring storage and counter space with plenty of natural light. The mudroom off the kitchen could also be used as an office. The lower level has a large family room and an additional bedroom and bath. Minutes away from charming Osseo Main Street with shopping and dining, easy access to 94 and 169 for commuters. Garage includes extra storage area and yard has a privacy fencing. This home is ready for you!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.07
Remaining Loan Term
26 years, 8 months
Monthly PITI
$2,105.18/mo
Estimated Loan Balance
$284,383
Cash to close
$56,753
Interest Paid
$30,085

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full, Privacy
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bauers 2nd Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Osseo

Financial Details

  • Price per Sqft: $178.01
  • Tax Annual Amount: $5337
  • On Market Date: 2025-03-25T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,753 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $56,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$283,247
Your Cash$56,753
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,295/mo
Traditional @ 7.5%
$2,132/mo
You save $838/month ($10,052/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6651292

Listing From: northstar

Last updated: 2025-03-26T10:05:04.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$1,295 /mo
$2,056 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $56,753 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $56,753!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$283,247
Your Cash$56,753
Total Purchase Price:$340,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$1,295/mo
Traditional @ 7.5%
$2,132/mo
You save $838/month ($10,052/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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