Dan Kaercher

Dan Kaercher

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Closed

$330,000

($93,437 down)
VA

632 Pine Street, Chico, CA 95928

2
1
726 sqft
PITI Monthly
$1,587.22 /mo

Listing courtesy of: Morgan Hill, Hillside REC, Inc.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,093 /mo
$1,738 /mo

What's Special

A real Chico Charmer close to downtown. This house is fresh and well-maintained with newer flooring and updates to the bathroom and kitchen. Don't forget to see the BASEMENT, which is nearly the same size as the house's footprint. The front porch has a classic bungalow feel and is the perfect spot to watch Chico go by. Inside you will love the trim work of the house and unique features like the boxout window with a secret storage compartment. Hang out in your low-maintenance backyard, brew beer in the basement, or go for a walk downtown or in the park, there is always something to do when you call this house home.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 2 months
Monthly PITI
$1,587.22/mo
Estimated Loan Balance
$238,996
Cash to close
$93,437
Interest Paid
$28,993

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1930
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Foothills, Hiking, Park
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $454.55
  • Tax Annual Amount: $4125
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $93,437 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $93,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$236,563
Your Cash$93,437
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,093/mo
Traditional @ 7.5%
$1,803/mo
You save $710/month ($8,516/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25037484

Listing From:

Last updated: 2025-03-25T19:20:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,093 /mo
$1,738 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $93,437 (28%)
You can enter any amount below - secondary financing will cover the difference if needed.
28%
$

You cover the entire equity of $93,437!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$236,563
Your Cash$93,437
Total Purchase Price:$330,000

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,093/mo
Traditional @ 7.5%
$1,803/mo
You save $710/month ($8,516/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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