Dan Kaercher

Dan Kaercher

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$546,000

($108,445 down)
FHA

628 N EL DORADO Drive, Gilbert, AZ 85233

3
2
1,571 sqft
PITI Monthly
$3,561.66 /mo

Listing courtesy of: Nikki Janulewicz, Best Move Real Estate

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,957 /mo
$3,032 /mo

What's Special

SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
CHARMING
COZY

Welcome to this beautifully maintained home nestled on the golf course in the highly desirable El Dorado Lakes community! The bright and inviting living room features French doors that open to the backyard—perfect for blending indoor and outdoor living. Stylish wood-look flooring, fresh neutral paint, and vaulted ceilings give the home a spacious and updated feel. The eat-in kitchen features granite countertops, stainless steel appliances, a breakfast bar, pantry, white cabinetry, and modern pendant lighting—ideal for everyday living and entertaining alike. The spacious primary suite is a true retreat, offering a charming bay window perfect for a reading nook or cozy sitting area.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$3,561.66/mo
Estimated Loan Balance
$438,862
Cash to close
$108,445
Interest Paid
$71,418

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1995
Details
  • Builder: JEFF BLANDFORD DEV

Community & HOA

Community
  • Subdivision: EL DORADO LAKES GOLF COMMUNITY TRACT I
  • Features: Golf, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: El Dorado Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $125
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $347.55
  • Tax Annual Amount: $1445
  • On Market Date: 2025-04-03T19:10:18.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,445 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$437,555
Your Cash$108,445
Total Purchase Price:$546,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,957/mo
Traditional @ 7.5%
$3,145/mo
You save $188/month ($2,262/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6845525

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T21:16:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$2,957 /mo
$3,032 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $108,445 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $108,445!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$437,555
Your Cash$108,445
Total Purchase Price:$546,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$2,957/mo
Traditional @ 7.5%
$3,145/mo
You save $188/month ($2,262/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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