Dan Kaercher

Dan Kaercher

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Closed

$545,000

($341,169 down)
VA

628 N 5th Street, Lompoc, CA 93436

3
2
1,242 sqft
PITI Monthly
$1,085.04 /mo

Listing courtesy of: Pamela Grant, Compass

Assumed Rate

2.98%
7.15%

Principal & Interest

$918 /mo
$1,475 /mo

What's Special

PATIO

Welcome home to this sweet beauty on Lompoc's northeast side, you will enjoy this 3 bedroom 2 bath home with a freshly painted kitchen, brand new roof and a clear pest report. The exterior trim has been painted on the house and the detached garage, which has been the seller's true delight to occupy, upgraded lighting, plenty of shelves for storage, overhead too & a beautiful wood working bench for your future enjoyment. Step outside to a RV parking spot and large gate off of the alley. There are fruit trees and a pergola style covered patio that invites you to spend morning and evenings outside in the beautiful central coast.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 6 months
Monthly PITI
$1,085.04/mo
Estimated Loan Balance
$304,242
Cash to close
$341,169
Interest Paid
$21,946

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1976
Details
  • Builder:

Community & HOA

Community
  • Subdivision: North East Lmpc(47)
  • Features: Biking, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lompoc

Financial Details

  • Price per Sqft: $438.81
  • Tax Annual Amount: $
  • On Market Date: 2024-10-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $341,169 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $341,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$203,831
Your Cash:$341,169
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$918/mo
Traditional @ 7.5%
$1,530/mo
You save $612/month ($7,339/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PI24205847

Listing From:

Last updated: 2024-12-05T05:18:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$918 /mo
$1,475 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $341,169 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $341,169!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$203,831
Your Cash:$341,169
Total Purchase Price:$545,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$918/mo
Traditional @ 7.5%
$1,530/mo
You save $612/month ($7,339/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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