Dan Kaercher

Dan Kaercher

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$594,990

($57,207 down)
FHA

6289 62nd Street S, Cottage Grove, MN 55016

4
3
2,376 sqft
PITI Monthly
$3,861.67 /mo

Listing courtesy of: , Pulte Homes Of Minnesota, LLC

Assumed Rate

6.63%
7.15%

Principal & Interest

$3,448 /mo
$3,635 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
HOME OFFICE

Early April Completion- Step into the Newbury, where style meets functionality in this thoughtfully designed home! With 4 generously sized bedrooms and 2.5 baths, this home offers plenty of space for both relaxation and entertaining. The welcoming front flex room provides a versatile space for a home office, formal sitting area, or playroom. The heart of the home is the chef-inspired built-in kitchen, featuring stainless steel appliances, a striking full-height backsplash, upgraded cabinetry, and an oversized island perfect for casual dining or gathering with friends. The open-concept design flows seamlessly into the living room, showcasing a gorgeous stone surround fireplace that adds warmth and charm. Additional highlights include a dedicated planning center, ideal for keeping life organized, and a spacious three-car garage with ample storage. The walkout basement opens up opportunities for future expansion or a customized retreat. This home is located in the highly sought-after School District #833, serving Cottage Grove Elementary, Oltman Middle, and East Ridge High School. Conveniently positioned, it’s just a short drive to Woodbury Lakes shopping and restaurants, 15 minutes to downtown St. Paul, and 20 minutes to MSP Airport. Designed with convenience, comfort, and elegance in mind, this home is a must-see! *Photos are of a completed Model Home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.63
Remaining Loan Term
29 years, 11 months
Monthly PITI
$3,861.67/mo
Estimated Loan Balance
$538,257
Cash to close
$57,207
Interest Paid
$2,974

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt
Condition
  • Year Built: 2024
Details
  • Builder: PULTE HOMES

Community & HOA

Community
  • Subdivision: Hawthorne
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Associa Minnesota
  • HOA Amenities: Unknown
  • HOA Fee: $51
  • HOA Frequency: $Monthly
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $250.42
  • Tax Annual Amount: $0
  • On Market Date: 2025-03-29T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $57,207 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $57,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.63% Sellers Rate
$537,783
Your Cash$57,207
Total Purchase Price:$594,990

Assumed vs Traditional Mortgage

Assumed @ 6.63%
$3,448/mo
Traditional @ 7.5%
$3,771/mo
You save $323/month ($3,872/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6693825

Listing From: northstar

Last updated: 2025-04-01T01:44:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.63%
7.15%

Principal & Interest

$3,448 /mo
$3,635 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,207 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $57,207!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.63% Sellers Rate
$537,783
Your Cash$57,207
Total Purchase Price:$594,990

Assumed vs Traditional Mortgage

Assumed @ 6.63%
$3,448/mo
Traditional @ 7.5%
$3,771/mo
You save $323/month ($3,872/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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