Dan Kaercher

Dan Kaercher

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Closed

$819,000

($271,972 down)
VA

626 N H Street, Oxnard, CA 93030

3
2
1,768 sqft
PITI Monthly
$3,736.18 /mo

Listing courtesy of: Helene Reinman, Keller Williams Westlake Village

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,656 /mo
$4,070 /mo

What's Special

REMODELED
SERENE
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
DECK
PRIVATE BACKYARD
SAFE
AFFORDABLE

Welcome to 626 N H Street, a beautifully remodeled single-story home located in the heart of Oxnard. Perfect for first-time homebuyers, looking for a spacious and affordable home, young families seeking a safe and convenient neighborhood, and people downsizing, wanting a single story home. Enjoy the benefits of a corner lot with plenty of natural light and a spacious feel. This stunning home was totally remodeled just 4.5 years ago, offering modern amenities and a fresh feel. The roof and furnace were replaced at that time. With 1768 square feet of living space, this single story home offers ample room for relaxation and entertainment. With 3 bedrooms and 2 bathrooms, it is the perfect layout for families or individuals seeking a comforatble living space. Use the versatile bonus room as a playroom, office, teenager's retreat, or craft room - the possibilities are endless. There are high ceilings throughout the house creating a sense of grandeur and openness. The woodlikel flooring is durable and stylish, and adds warmth and sophistication to every room. The popular open-concept floorplan is perfect for entertaining and everyday living. The remodeled kitchen provides ample storage, beautiful white cabinets with soft close drawers and cabinets, stainless appliances, and a deep porcelain sink - making cooking and entertaining a joy.The primary bedroom is spacious and serene, with a large walk-in closet and remodeled primary bathroom. Enjoy clean and fresh water throughout the house with a whole house water filtration system and water softener system. The attached garage has space for 2 cars and laundry facilities. The private backyard is an oasis featuring a lovely wood deck, perfect for outdoor dining and entertainment, a large concrete area for outdoor living and play, and a grassy area for kids and pets to enjoy. Fully fenced for added security and privacy. Centrally located close to local schools, just a short drive away from a range of dining and shopping options. Enjoy the sun, sand, and surf at nearby beaches, just a short drive away. Easy access to the freeway, making commuting a breeze. Possibility for ADU opportunity. Don't miss out on this incredible opportunity to own a stunning home in Oxnard. Contact Helene to schedule a viewing.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
25 years, 3 months
Monthly PITI
$3,736.18/mo
Estimated Loan Balance
$551,511
Cash to close
$271,972
Interest Paid
$91,313

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Unknown
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Ranch
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Ascot Homes 7 - 1067
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $463.24
  • Tax Annual Amount: $10237.5
  • On Market Date: 2024-12-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $271,972 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $271,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$547,028
Your Cash$271,972
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,656/mo
Traditional @ 7.5%
$4,221/mo
You save $1,566/month ($18,790/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 224004928

Listing From:

Last updated: 2025-03-28T15:12:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$2,656 /mo
$4,070 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $271,972 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $271,972!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$547,028
Your Cash$271,972
Total Purchase Price:$819,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$2,656/mo
Traditional @ 7.5%
$4,221/mo
You save $1,566/month ($18,790/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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