Dan Kaercher

Dan Kaercher

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Closed

$479,860

($213,689 down)
VA

625 Wisp Creek Drive, Bailey, CO 80421

3
2
1,566 sqft
PITI Monthly
$1,556.95 /mo

Listing courtesy of: Kristie Martinez-Goble, LISTINGS.COM

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,170 /mo
$1,953 /mo

What's Special

SPACIOUS
HARDWOOD FLOORS
FIREPLACE
COZY

3.6% Assumable VA Loan! - Perfect Starter Mountain Home complete with exclusive community pond that can be fished during the summer and used for ice skating in the winter! This cute Raised Ranch has it all... two spacious bedrooms on the upper level with gleaming hardwood floors, brand new carpet and stunning walkout basement bedroom perfect for soaking in the mountain sunshine! Both levels have cozy fireplaces for those snowy evenings spent inside with family and friends! NO SEPTIC or WELL to maintain either! This could be your first home, your mountain weekend getaway or a great rental property! Whatever your needs, this one fits the bill and you won't be disappointed! All appliances stay including the washer/dryer...Call today for a private showing! Check Out the Community at: www.wowmetro.net

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.68
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,556.95/mo
Estimated Loan Balance
$269,030
Cash to close
$213,689
Interest Paid
$30,810

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Baseboard, Electric
Features
  • Materials: Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Pellet Stove, Wood Burning
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public, Shared Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Frame, Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Will O Wisp
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Will-O-Wisp
  • HOA Amenities: Unknown
  • HOA Fee: $82
  • HOA Frequency: $Monthly
Location
  • Region: Bailey

Financial Details

  • Price per Sqft: $306.42
  • Tax Annual Amount: $2643
  • On Market Date: 2024-08-09T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,689 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $213,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$266,171
Your Cash$213,689
Total Purchase Price:$479,860

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,170/mo
Traditional @ 7.5%
$2,026/mo
You save $856/month ($10,275/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8271116

Listing From: recolorado

Last updated: 2025-02-05T18:16:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,170 /mo
$1,953 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $213,689 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $213,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$266,171
Your Cash$213,689
Total Purchase Price:$479,860

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,170/mo
Traditional @ 7.5%
$2,026/mo
You save $856/month ($10,275/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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