Dan Kaercher

Dan Kaercher

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Closed

$295,000

($103,556 down)
VA

623 N Garden Street, Visalia, CA 93291

4
2
1,525 sqft
PITI Monthly
$1,011.44 /mo

Listing courtesy of: Joseph Rochez, Century 21 Jordan-Link & Company

Assumed Rate

3.07%
7.15%

Principal & Interest

$861 /mo
$1,368 /mo

What's Special

SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
PATIO
CHARMING

Come check out this beautiful 4-bed, 2-bath home near Downtown Visalia. As you walk in, you're greeted with chestnut laminate flooring, an open living space, and a fireplace with exposed brick that adds a charming touch. The spacious kitchen features granite countertops, stainless steel appliances, and beautiful cabinetry. Each bedroom is roomy and provides plenty of space. The backyard is perfect for entertaining guests, barbecuing, and relaxing, with a screened patio to escape the heat and bugs. The detached garage offers additional space for parking cars, RVs, and storage. Don't miss out on scheduling your showing now!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.07
Remaining Loan Term
26 years, 9 months
Monthly PITI
$1,011.44/mo
Estimated Loan Balance
$191,815
Cash to close
$103,556
Interest Paid
$19,533

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Library
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1916
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: DogPark
HOA
  • Has HOA: No
Location
  • Region: Visalia

Financial Details

  • Price per Sqft: $193.44
  • Tax Annual Amount: $
  • On Market Date: 2024-07-08T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $103,556 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $103,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$191,444
Your Cash$103,556
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$861/mo
Traditional @ 7.5%
$1,419/mo
You save $557/month ($6,687/year)

*Secondary financing rates are an estimated value based on input

MLS ID: FR24138953

Listing From:

Last updated: 2024-12-05T05:07:53.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.07%
7.15%

Principal & Interest

$861 /mo
$1,368 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $103,556 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $103,556!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.07% Sellers Rate
$191,444
Your Cash$103,556
Total Purchase Price:$295,000

Assumed vs Traditional Mortgage

Assumed @ 3.07%
$861/mo
Traditional @ 7.5%
$1,419/mo
You save $557/month ($6,687/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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