Dan Kaercher

Dan Kaercher

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Closed

$425,000

($113,697 down)
FHA

6220 N 21st Drive, Phoenix, AZ 85015

3
3
1,787 sqft
PITI Monthly
$1,937.04 /mo

Listing courtesy of: Brandon Vaccaro, Real Broker

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,400 /mo
$2,248 /mo

What's Special

LOCATION
SERENE
SPACIOUS
VAULTED CEILINGS
WALK-IN CLOSET
GAME ROOM
PATIO
COMMUNITY POOL
CLUBHOUSE
COZY

A beautiful 4-bed gem awaits in a serene enclave of Orangaire Villas! From the double door entrance, you'll be captivated by the great room boasting high vaulted ceilings, skylights, and wood-look floors that adds warmth. Discover a cozy den ideal for an office or game room! The gourmet kitchen features SS appliances, shaker cabinetry, a pantry, an island, quartz counters, glossy backsplash, plenty of pendant lighting, and a cleverly designed wall mini bar. The main bedroom is downstairs and boasts French doors to the backyard, a spacious walk-in closet, and a private bathroom. The covered back patio is a relaxation haven, with its built-in BBQ, raised gardens, lovely fountain, surround sound speakers, and Mexican flooring. Premium location near the community pool, park, and clubhouse. Experience blissful living - act now! This home qualifies for a FHA Assumable loan. Call for details

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.98
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,937.04/mo
Estimated Loan Balance
$311,928
Cash to close
$113,697
Interest Paid
$34,976

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile, Foam
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Stucco, Block
  • Roof: Tile, Foam
Condition
  • Year Built: 1974
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: LOT 54 ORANGEAIRE VILLAS MCR 106837
  • Features: Community Pool, Near Light Rail Stop, Near Bus Stop, Clubhouse
HOA
  • Has HOA: Yes
  • HOA Name: OrangeAire Villas
  • HOA Amenities: Unknown
  • HOA Fee: $254
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $237.83
  • Tax Annual Amount: $1818
  • On Market Date: 2024-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,697 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $113,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$311,303
Your Cash$113,697
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,400/mo
Traditional @ 7.5%
$2,332/mo
You save $932/month ($11,186/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6686141

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-08-26T22:04:23.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,400 /mo
$2,248 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $113,697 (27%)
You can enter any amount below - secondary financing will cover the difference if needed.
27%
$

You cover the entire equity of $113,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$311,303
Your Cash$113,697
Total Purchase Price:$425,000

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,400/mo
Traditional @ 7.5%
$2,332/mo
You save $932/month ($11,186/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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