Dan Kaercher

Dan Kaercher

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Closed

$175,000

($38,439 down)
VA

620 N IRONWOOD Street, Ajo, AZ 85321

1
2
740 sqft
PITI Monthly
$1,386.56 /mo

Listing courtesy of: Lindsey Leon, Keller Williams Realty Elite

Assumed Rate

5.42%
7.15%

Principal & Interest

$1,206 /mo
$1,346 /mo

What's Special

MOUNTAIN VIEWS
INCOME POTENTIAL
FULLY FURNISHED

Nestled on a hill and set against stunning mountain views, this home offers 2.5 acres of land with 3 full RV hookups and a fully furnished RV ready to be rented or used as a space for guests. Enjoy views of the breathtaking sunrises and sunsets from the Arizona room or take a stroll along the cleared walking paths through the natural desert landscaping and garden beds. The home boasts an array of unique features, including a wood-burning stove, an outdoor shower and kitchen cabinet handles crafted from authentic saguaro ribs. For added convenience, the laundry room is equipped with a toilet, sink, washer, and dryer. A detached garage provides space for storage or a workshop. Whether you're seeking a peaceful retreat, or a home with income potential, this property has it all!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.42
Remaining Loan Term
13 years, 0 months
Monthly PITI
$1,386.56/mo
Estimated Loan Balance
$145,073
Cash to close
$38,439
Interest Paid
$15,389

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Mini Split
  • Heating: Mini Split, Other
Features
  • Materials: Adobe
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Septic Tank
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Adobe
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: S25 T13S R5E
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Ajo

Financial Details

  • Price per Sqft: $236.49
  • Tax Annual Amount: $370
  • On Market Date: 2024-12-24T20:10:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,439 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $38,439!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.42% Sellers Rate
$136,561
Your Cash$38,439
Total Purchase Price:$175,000

Assumed vs Traditional Mortgage

Assumed @ 5.42%
$1,206/mo
Traditional @ 7.5%
$1,377/mo
You save $171/month ($2,052/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6797344

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-25T16:37:45.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.42%
7.15%

Principal & Interest

$1,206 /mo
$1,346 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $38,439 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $38,439!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.42% Sellers Rate
$136,561
Your Cash$38,439
Total Purchase Price:$175,000

Assumed vs Traditional Mortgage

Assumed @ 5.42%
$1,206/mo
Traditional @ 7.5%
$1,377/mo
You save $171/month ($2,052/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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