Dan Kaercher

Dan Kaercher

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Closed

$289,900

($138,423 down)
FHA

618 Main Street, Cold Spring, MN 56320

3
3
2,100 sqft
PITI Monthly
$1,172.63 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

3.06%
7.15%

Principal & Interest

$692 /mo
$1,100 /mo

What's Special

DINING
SPACIOUS
CHARMING
COZY

Welcome to this warm, charming home filled with beautiful built-ins and tons of character. This three bed, 3 bath house is ready to be your next home. When you enter through the front, you are greeted by a spacious enclosed porch. Continue into the home where you will encounter a front sitting room and the main floor living room. Make your way through the living room to the formal dining space with beautiful stained glass windows. The kitchen has plenty of storage with the added butler's pantry. The main level also features a main floor bedroom and 3/4 bath. Head up to a space that could be a cozy sitting room or office at the top of the stairs. Both upper level bedrooms are quite spacious and have a walk through bathroom between them. In the lower level you will find a comfy family room to relax and a 3/4 bath. Many updates throughout: new roof 2023, furnace 2019, water heater 2022, main level replastered 2022, light fixtures 2020, basement carpet 2022, washer and dryer 2022. This gorgeous house could be your next home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.06
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,172.63/mo
Estimated Loan Balance
$152,691
Cash to close
$138,423
Interest Paid
$17,957

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1919
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Maurins New Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Cold Spring

Financial Details

  • Price per Sqft: $138.05
  • Tax Annual Amount: $2588
  • On Market Date: 2024-09-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,423 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $138,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$151,477
Your Cash$138,423
Total Purchase Price:$289,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$692/mo
Traditional @ 7.5%
$1,141/mo
You save $449/month ($5,387/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6603910

Listing From: northstar

Last updated: 2025-02-06T00:06:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$692 /mo
$1,100 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $138,423 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $138,423!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$151,477
Your Cash$138,423
Total Purchase Price:$289,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$692/mo
Traditional @ 7.5%
$1,141/mo
You save $449/month ($5,387/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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