Dan Kaercher

Dan Kaercher

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Closed

$490,000

($178,697 down)
FHA

6186 Mariposa Drive, Banning, CA 92220

3
3
1,957 sqft
PITI Monthly
$1,798.97 /mo

Listing courtesy of: Uriel Ojeda, PAK HOME REALTY

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,396 /mo
$2,249 /mo

What's Special

ENTERTAINMENT
DINING
SPACIOUS
MODERN
WALK-IN CLOSET
MASTER SUITE
SOAKING TUB
HOME OFFICE
PATIO
EFFICIENT

Welcome to 6186 Mariposa Dr where you can step into the ease of modern living with this stunning 3 bedroom plus a den, 2.5 bath home that offers the perfect blend of functionality and style. This Home is located in the sought-after west Banning area, and crafted by prestigious Tri Pointe Homes in the new community of Atwell. The first floor is welcoming with an open floor plan, highlighting a spacious living room that flows seamlessly into the dining and kitchen areas. Complete with a large quartz island, modern stainless steal appliances, and extensive cabinet space, ideal for culinary enthusiasts and gatherings with friends and family. The downstairs includes a versatile den ideal for guests or as a home office adjacent to your half bath. Ascend to the second level where the grand master suite is a true retreat featuring a luxurious ensuite with a standalone shower, soaking tub, and dual sinks, complemented by a spacious walk-in closet. You will also find two junior bedrooms and a convenient upstairs laundry room. The residence is equipped with a leased solar system for energy efficiency, a energy efficient HVAC equipment, low-E glass windows, smart thermostats and a tankless water heater system. The backyard, simple yet elegantly arranged with a covered cement patio, artificial turf, decorative brick wall, which provides a perfect canvas for outdoor leisure and entertainment. Just a mile from the 10 freeway, San Gorgonio Memorial Hospital, restaurants and stores, this home offers convenience and serenity. Community amenities include a resort style swimming pool, spa, dog park, club house, views and much more, ensuring a lifestyle of enjoyment and comfort.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,798.97/mo
Estimated Loan Balance
$312,555
Cash to close
$178,697
Interest Paid
$33,987

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2020
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, DogPark, Park, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Atwell Community
  • HOA Amenities: Unknown
  • HOA Fee: $195
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $250.38
  • Tax Annual Amount: $
  • On Market Date: 2024-06-27T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,697 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $178,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$311,303
Your Cash$178,697
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,396/mo
Traditional @ 7.5%
$2,332/mo
You save $936/month ($11,232/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24129544

Listing From:

Last updated: 2024-09-12T21:54:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,396 /mo
$2,249 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $178,697 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $178,697!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$311,303
Your Cash$178,697
Total Purchase Price:$490,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,396/mo
Traditional @ 7.5%
$2,332/mo
You save $936/month ($11,232/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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