Dan Kaercher

Dan Kaercher

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Closed

$998,000

($222,215 down)
FHA

6178 Lakeview Cir, San Ramon, CA 94582

2
3
1,793 sqft
PITI Monthly
$6,245.15 /mo

Listing courtesy of: Jessica Nance, Compass

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,281 /mo
$5,436 /mo

What's Special

SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
BREAKFAST NOOK
WALK-IN CLOSET
SEPARATE SHOWER
HOME OFFICE
FLEX SPACE
PATIO
WALKING TRAILS
LAKE VIEWS

Homes over 1,700+ sq. ft. in San Ramon under $1M are rare—don’t miss this opportunity! Located in the sought-after Canyon Lakes community, this bright & spacious townhouse-style condo offers an open floor plan, soaring ceilings, and top-rated San Ramon Valley schools. The updated kitchen features stainless steel appliances, a breakfast nook, and flows seamlessly into the dining area, which overlooks a private back patio—perfect for outdoor dining. Upstairs, the primary suite boasts high ceilings, a walk-in closet with custom closet organizers, and a spa-like en-suite with a jetted tub, separate shower & double sinks. A junior primary suite with its own walk-in closet & bath completes the upper level. A upstairs loft is a great flex space for a kids playroom or enjoy the built in desk for your work from home office. Enjoy resort-style amenities, including 4 pools, spas, lighted tennis & pickle ball courts, & 24-hour security gate. Walking trails feature lake views, picnic areas & BBQ’s. Top rated San Ramon Valley Schools, and minutes to shopping, San Ramon Community Park, The LOT & easy access to the 680 freeway.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 6 months
Monthly PITI
$6,245.15/mo
Estimated Loan Balance
$777,973
Cash to close
$222,215
Interest Paid
$97,176

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround, Association

Construction

Type & Style
  • Stories:
  • Home type: Condominium
  • Architectural Style: Traditional
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1989
Details
  • Builder:

Community & HOA

Community
  • Subdivision: CANYON LAKES C.C
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: LAKES AT CANYON LAKES
  • HOA Amenities: Unknown
  • HOA Fee: $578
  • HOA Frequency: $Monthly
Location
  • Region: San Ramon

Financial Details

  • Price per Sqft: $556.61
  • Tax Annual Amount: $12475
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $222,215 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $222,215!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$775,785
Your Cash$222,215
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,281/mo
Traditional @ 7.5%
$5,639/mo
You save $1,357/month ($16,288/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41079187

Listing From:

Last updated: 2025-02-28T13:38:29.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,281 /mo
$5,436 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $222,215 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $222,215!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$775,785
Your Cash$222,215
Total Purchase Price:$998,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,281/mo
Traditional @ 7.5%
$5,639/mo
You save $1,357/month ($16,288/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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