$900,000
($204,872 down)616 Charles Drive, Oceanside, CA 92057
PITI Monthly
Listing courtesy of: Jill Hardy, The Hardy Group
Assumed Rate
6.5%
7.15%Principal & Interest
$4,410 /mo
$4,712 /moWhat's Special
This beautifully updated single-story home is nestled in a great Oceanside neighborhood, just minutes from the San Luis Rey Gate entrance of Camp Pendleton. Enjoy the convenience of modern living with a freshly updated interior that includes new flooring, a stylish kitchen, and remodeled bathrooms. The home also features new windows and fresh interior and exterior paint, making it feel like brand new! For added flexibility, the two-car garage has been thoughtfully converted into a studio ADU (Accessory Dwelling Unit) with its own kitchenette and bathroom, perfect for guests, a home office, or rental income. The ADU has its own private side patio for outdoor relaxation. With its prime location and numerous updates, this home offers the perfect balance of comfort and convenience. Don’t miss out on this rare opportunity! Low Taxes and no HOA.
Assumption Snapshot
Type of Loan
VA
Interest Rate
6.5
Remaining Loan Term
29 years, 6 months
Monthly PITI
$5,563.93/mo
Estimated Loan Balance
$697,671
Cash to close
$204,872
Interest Paid
$22,623
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
Cooling & Heating
- Cooling: WallWindowUnits
- Heating: Unknown
Features
- Materials: Unknown
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Unknown
Exterior
Fencing
- Fencing: Wood
Roof
- Roof: Shingle
Parking
- Garage: No
- Garage Spaces: 0
- Carport: No
- Carport Spaces:
Water
- Sewer: PublicSewer
- Water Source: Public
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: SingleFamilyResidence
- Architectural Style: Unknown
Materials
- Unknown
- Roof: Shingle
Condition
- Year Built: 1971
Details
- Builder:
Community & HOA
Community
- Subdivision:
- Features: Sidewalks
HOA
- Has HOA: No
Location
- Region: Oceanside
Financial Details
- Price per Sqft: $507.33
- Tax Annual Amount: $11250
- On Market Date: 2025-01-23T00:00:00.000Z
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Fill out an application to explore financing options for assuming this loan.
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You cover the entire equity of $204,872!
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Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: SW25011171
Listing From:
Last updated: 2025-03-28T15:49:09.000Z
© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
6.5%
7.15%Principal & Interest
$4,410 /mo
$4,712 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $204,872!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000Resources
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