Dan Kaercher

Dan Kaercher

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Closed

$307,000

($151,022 down)
VA

614 W High Street, Quincy, CA 95971

2
2
1,296 sqft
PITI Monthly
$1,040.01 /mo

Listing courtesy of: Lori Collins, eXp Realty of California Inc

Assumed Rate

4.2%
7.15%

Principal & Interest

$890 /mo
$1,229 /mo

What's Special

SHOPPING
DECK
PATIO
CHARMING

This charming 2 bed, 1 bath home has a large living room with raised wood burning stove and large picture window. The good sized kitchen features an eat in area as well as a peninsula. The electric stove, refrigerator, and dishwasher are included. The laundry room is large with a washer and dryer also included. Bedrooms and bath are off of the hallway from the kitchen. There is a door in the hallway leading downstairs to the one car garage. The backyard is large, fully fenced, and includes a deck and patio area. A gate allows backyard access to Montevista St. This home is in walking distance to downtown Quincy with access to shopping and restaurants. And a short 10 minute drive away is Buck's Lake area renowned for its year-round recreational opportunities including hiking, fishing, boating, or simply relaxing by the water's edge, This home is in a wonderful neighborhood and with a little love and attention will really shine.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.2
Remaining Loan Term
22 years, 1 months
Monthly PITI
$1,040.01/mo
Estimated Loan Balance
$156,990
Cash to close
$151,022
Interest Paid
$56,095

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: WoodStove
Features
  • Materials: WoodSiding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FreeStanding, LivingRoom, RaisedHearth, WoodBurning
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • WoodSiding
  • Roof: Composition
Condition
  • Year Built: 1966
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Fishing, Hiking, HorseTrails, Hunting, Lake, Mountainous, NearNationalForest, Rural, StreetLights, Sidewalks, Valley
HOA
  • Has HOA: No
Location
  • Region: Quincy

Financial Details

  • Price per Sqft: $236.88
  • Tax Annual Amount: $
  • On Market Date: 2024-07-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $151,022 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $151,022!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$155,978
Your Cash$151,022
Total Purchase Price:$307,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$890/mo
Traditional @ 7.5%
$1,275/mo
You save $385/month ($4,621/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OR24147030

Listing From:

Last updated: 2024-12-10T17:25:07.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.2%
7.15%

Principal & Interest

$890 /mo
$1,229 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $151,022 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $151,022!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.2% Sellers Rate
$155,978
Your Cash$151,022
Total Purchase Price:$307,000

Assumed vs Traditional Mortgage

Assumed @ 4.2%
$890/mo
Traditional @ 7.5%
$1,275/mo
You save $385/month ($4,621/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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