Dan Kaercher

Dan Kaercher

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Closed

$355,000

($128,002 down)
FHA

6146 W Palm Lane, Phoenix, AZ 85035

3
2
1,240 sqft
PITI Monthly
$1,416.87 /mo

Listing courtesy of: Lorine Ann Lovett, eXp Realty

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,020 /mo
$1,658 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
EFFICIENT

Welcome to your dream oasis in the heart of Phoenix! This 3-bedroom, 2-bathroom home boasts simple elegance and thoughtful design. As you step inside, you'll immediately notice the sleek vinyl plank flooring that flows seamlessly throughout the spacious living areas.The kitchen features granite countertops, a convenient kitchen island with a breakfast bar, and stainless steel appliances. Perfect for entertaining or simply enjoying a quiet meal with family and friends. Relax and unwind in the spacious primary suite, complete with an ensuite bathroom featuring granite countertops. Step outside to discover your own private paradise in the expansive backyard, where endless possibilities await. Whether you envision lush greenery, a tranquil garden, or a vibrant outdoor entertaining space, the large backyard provides the perfect canvas to bring your dreams to life. Additional features of this remarkable home include a 2-car garage, a security system for peace of mind, and energy-efficient North/South exposure and spray foam insulation to keep you comfortable year-round. With a water heater and roof that's only 2 years old and exterior recently painted, this home offers both style and durability. Conveniently located near all amenities, including shopping, parks, and restaurants, and just minutes away from the I-10 and 202 freeways for easy commuting. Don't miss your chance to make this Phoenix gem your own! Visit this home today and experience Arizona living in comfort.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,416.87/mo
Estimated Loan Balance
$229,349
Cash to close
$128,002
Interest Paid
$29,848

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Other
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1972
Details
  • Builder: unkown

Community & HOA

Community
  • Subdivision: MARYVALE TERRACE NO. 45
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $286.29
  • Tax Annual Amount: $871
  • On Market Date: 2024-07-04T07:25:49.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,002 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $128,002!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$226,998
Your Cash$128,002
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,020/mo
Traditional @ 7.5%
$1,720/mo
You save $699/month ($8,392/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6688715

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-09-05T20:14:31.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,020 /mo
$1,658 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,002 (36%)
You can enter any amount below - secondary financing will cover the difference if needed.
36%
$

You cover the entire equity of $128,002!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$226,998
Your Cash$128,002
Total Purchase Price:$355,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,020/mo
Traditional @ 7.5%
$1,720/mo
You save $699/month ($8,392/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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