Dan Kaercher

Dan Kaercher

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Closed

$360,000

($235,857 down)
FHA

612 Pine Valley Road, Banning, CA 92220

3
2
1,247 sqft
PITI Monthly
$1,332.42 /mo

Listing courtesy of: LEANNA GONZALEZ, Faithful Foundations Realty

Assumed Rate

3.61%
7.15%

Principal & Interest

$694 /mo
$1,030 /mo

What's Special

MOVE-IN READY
MODERN
CLUBHOUSE
FITNESS CENTER

ON THE GOLF COURSE! No Court Confirmation needed. Home is ready to sell. Welcome to your beautifully updated, move-in ready home in the highly sought-after 55+ active community of Sun Lakes! This stunning residence offers modern finishes and thoughtful updates, creating a warm and inviting atmosphere. Whether you’re relaxing in your private space or enjoying the vibrant community life, this home has everything you need. As a resident of Sun Lakes, you’ll enjoy access to an array of resort-style amenities, including an 18-hole golf course, state-of-the-art fitness center, clubhouse, resort style pool, billiards room, and even an art studio. The HOA takes care of a full social calendar, ensuring you have countless opportunities to connect, learn, and enjoy life to the fullest. Conveniently located near healthcare facilities and local attractions, this home is perfectly situated for everyday ease. Don’t miss your chance to join this exclusive community and start enjoying the good life right away!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
21 years, 2 months
Monthly PITI
$1,332.42/mo
Estimated Loan Balance
$150,100
Cash to close
$235,857
Interest Paid
$44,250

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Tile
Condition
  • Year Built: 1988
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Solera (SLRA)
  • Features: Curbs, Golf, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Sun Lakes Country Club Home Owners Association
  • HOA Amenities: Unknown
  • HOA Fee: $365
  • HOA Frequency: $Monthly
Location
  • Region: Banning

Financial Details

  • Price per Sqft: $288.69
  • Tax Annual Amount: $4500
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,857 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $235,857!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$124,143
Your Cash:$235,857
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$694/mo
Traditional @ 7.5%
$1,069/mo
You save $374/month ($4,491/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25015732

Listing From:

Last updated: 2025-03-20T23:11:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$694 /mo
$1,030 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,857 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $235,857!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$124,143
Your Cash:$235,857
Total Purchase Price:$360,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$694/mo
Traditional @ 7.5%
$1,069/mo
You save $374/month ($4,491/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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