Dan Kaercher

Dan Kaercher

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Closed

$415,000

($29,864 down)
FHA

61224 Deronda Avenue, Whitewater, CA 92282

3
3
1,650 sqft
PITI Monthly
$2,948.01 /mo

Listing courtesy of: Jordona Hertz, The Hertz Group

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,523 /mo
$2,620 /mo

What's Special

SERENE
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
MOUNTAIN VIEWS
CHARMING
COZY

Welcome to the most romantic desert retreat! This stunning 3 bedroom, 3 bath home offers a non-traditional layout with the primary suite being a possible income producing option, located in the serene community of Whitewater with breathtaking 360 degree mountain views and solar. As you enter the covered porch you are greeted with Spanish Style Tile and lush vegetation and plenty of space to relax or entertain. The expansive property spans almost .36 acres and offers RV parking and plenty of space for all your toys! As you step inside to the charming living area you are greeted by vaulted wood-paneled ceilings, exposed beams, LVP and tile floors, large windows flooding the home with natural light, a cozy fireplace and French doors to the first exterior living space. Off the living room is a chef’s kitchen featuring all electric appliances including, brand new white paint, new sprayed countertops, an island bar, and a picture window overlooking the serene desert landscape. Just off the kitchen you'll find the first of two spacious rooms in the main part of the home and two full baths. One bath is appointed with a brand new modern vanity and newly glazed bathtub. The second bathroom is just down the hallway and has its own upgraded vanity and brand new glazed shower as well. This home also includes an attached casita which serves as the primary bedroom and if needed could be converted back to the main bedroom inside of the home. It is currently ideal as an income-producing room or a private sanctuary. The bedroom currently has its own entrance and private courtyard with the potential for cozy customization. The space is appointed with its own walk-in closet and attached bath featuring a single vanity and shower/tub combo. Outside of the primary bedroom is a spiral staircase to the above garage terrace with its sweeping mountain views. It is the perfect place to watch the sunrise or sunset over the beauty of the desert. The expansive lot is surrounded by the beauty of the desert and mountains, offering opportunities for outdoor living and relaxation. The home’s proximity to Palm Springs or Joshua Tree, each just a quick 20 minutes, adds to its appeal for those seeking a tranquil lifestyle with easy access to urban amenities and outdoor adventures. Don’t miss the chance to make this romantic mountain-view retreat your own! Whether you’re looking for a family home, an income-generating opportunity, or a quiet escape, this property has it all.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.78
Remaining Loan Term
29 years, 0 months
Monthly PITI
$2,948.01/mo
Estimated Loan Balance
$386,843
Cash to close
$29,864
Interest Paid
$26,170

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Spanish
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Foothills, HorseTrails, Mountainous, NearNationalForest, PreservePublicLand, Rural
HOA
  • Has HOA: No
Location
  • Region: Whitewater

Financial Details

  • Price per Sqft: $251.52
  • Tax Annual Amount: $
  • On Market Date: 2024-12-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $29,864 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $29,864!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$385,136
Your Cash$29,864
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,523/mo
Traditional @ 7.5%
$2,717/mo
You save $194/month ($2,327/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW24241195

Listing From:

Last updated: 2025-01-14T02:20:35.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.78%
7.15%

Principal & Interest

$2,523 /mo
$2,620 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $29,864 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $29,864!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.78% Sellers Rate
$385,136
Your Cash$29,864
Total Purchase Price:$415,000

Assumed vs Traditional Mortgage

Assumed @ 6.78%
$2,523/mo
Traditional @ 7.5%
$2,717/mo
You save $194/month ($2,327/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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