Dan Kaercher

Dan Kaercher

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$450,000

($387,033 down)
FHA

60 W 26th Street, Merced, CA 95340

4
2
1,745 sqft
PITI Monthly
$1,074 /mo

Listing courtesy of: Tammy Burgess, Realty Executives Of Northern California

Assumed Rate

4.19%
7.15%

Principal & Interest

$398 /mo
$550 /mo

What's Special

REMODELED
LOCATION
SHOPPING
SPACIOUS
MODERN
LUXURY
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
HISTORIC

Stunning 1925 Home – Completely Remodeled! This beautifully updated 4-bedroom, 2-bath home sits on a large lot and seamlessly blends historic charm with modern luxury. The extra-large primary suite features a spa-like ensuite with a rain shower head and granite countertops for a touch of elegance. The home boasts generous-sized bedrooms, providing ample space and comfort. The updated kitchen showcases granite countertops and stainless steel appliances, while stylish laminate flooring flows throughout. Enjoy year-round comfort with central heating, air, and dual-pane windows for energy efficiency. Step outside to a private, intimate backyard enclosed by custom fencing, perfect for relaxation or entertaining. A spacious RV-sized garage offers ample storage or workshop space. Plus, there's RV parking with full hookups, making it ideal for travelers or guests. Prime Location! This gem has charm and modern convenience. It is conveniently located close to downtown, schools, and shopping.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.19
Remaining Loan Term
19 years, 3 months
Monthly PITI
$1,074/mo
Estimated Loan Balance
$63,496
Cash to close
$387,033
Interest Paid
$32,855

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, EnergyStarQualifiedEquipment, Gas, HighEfficiency
  • Heating: Baseboard, Central, EnergyStarQualifiedEquipment, HighEfficiency, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Merced

Financial Details

  • Price per Sqft: $257.88
  • Tax Annual Amount: $5625
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $387,033 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $387,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$62,967
Your Cash:$387,033
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$398/mo
Traditional @ 7.5%
$570/mo
You save $173/month ($2,072/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC25054127

Listing From:

Last updated: 2025-03-29T20:34:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.19%
7.15%

Principal & Interest

$398 /mo
$550 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $387,033 (86%)
You can enter any amount below - secondary financing will cover the difference if needed.
86%
$

You cover the entire equity of $387,033!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.19% Sellers Rate
$62,967
Your Cash:$387,033
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 4.19%
$398/mo
Traditional @ 7.5%
$570/mo
You save $173/month ($2,072/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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