Dan Kaercher

Dan Kaercher

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Closed

$368,900

($73,984 down)
VA

609 Victorian Park Drive, Chico, CA 95926

3
2
1,250 sqft
PITI Monthly
$1,862.75 /mo

Listing courtesy of: Jami McMullen, Pmz Real Estate, Modesto #3

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,329 /mo
$2,134 /mo

What's Special

REDUCED ! PRICED TO SELL! Welcome to this cute wonderful, 3bed - 2bath, with Freshly new interior paint, good size back yard in a quiet tree lined community. This home would be a great first timer, Investor for rental or a downsizer retiree. Only few miles from Chico State, ride bike or walk... Few miles from high school, and just a few miles from downtown Chico, Restaurants, Etc. Very nice cute area...

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.98
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,862.75/mo
Estimated Loan Balance
$295,511
Cash to close
$73,984
Interest Paid
$32,478

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, WoodBurning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1986
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Waterford HOA
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $295.12
  • Tax Annual Amount: $4611.25
  • On Market Date: 2024-09-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,984 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $73,984!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$294,916
Your Cash$73,984
Total Purchase Price:$368,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,329/mo
Traditional @ 7.5%
$2,214/mo
You save $885/month ($10,619/year)

*Secondary financing rates are an estimated value based on input

MLS ID: MC24200555

Listing From:

Last updated: 2025-01-18T21:28:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.98%
7.15%

Principal & Interest

$1,329 /mo
$2,134 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $73,984 (20%)
You can enter any amount below - secondary financing will cover the difference if needed.
20%
$

You cover the entire equity of $73,984!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.98% Sellers Rate
$294,916
Your Cash$73,984
Total Purchase Price:$368,900

Assumed vs Traditional Mortgage

Assumed @ 2.98%
$1,329/mo
Traditional @ 7.5%
$2,214/mo
You save $885/month ($10,619/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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