Dan Kaercher

Dan Kaercher

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Closed

$324,900

($144,682 down)
FHA

607 W SADDLE Lane, Payson, AZ 85541

3
2
1,597 sqft
PITI Monthly
$2,379.15 /mo

Listing courtesy of: Clifford Potts, BHHS Advantage Realty - Payson

Assumed Rate

6.57%
7.15%

Principal & Interest

$1,912 /mo
$2,028 /mo

What's Special

FENCED YARD
CHARMING

Charming, well-appointed 3 bedroom, 2bath, home that backs to National Forest. Special hideaway with huge, covered and cool front porch to enjoy family & friends at this Mountain Chalet in the pines. Enjoy the elk as they peek over the fence at the vibrant and verdant plant life in the inviting fenced yard. The 16x16 & 10x12 shed/workshops complement the carport and RV Parking. Abundant custom cabinetry makes the kitchen a dream, while the gas lit heating stove beckons into the large living room. Two large downstairs bedrooms, with one set up as a professional office & hobby room. Large upstairs bedroom and half bath. The light and bright interior is accented with solar tube skylights. Property is an estate and is sold in as-is condition.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.57
Remaining Loan Term
11 years, 6 months
Monthly PITI
$2,379.15/mo
Estimated Loan Balance
$300,240
Cash to close
$144,682
Interest Paid
$308,922

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Floor Furnace, Wall Furnace, Propane
Features
  • Materials: Painted, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Gas
  • Flooring: Carpet, Vinyl, Tile

Exterior

Fencing
  • Fencing: Chain Link
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 1
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Other (See Remarks)
Materials
  • Painted, Frame - Wood
  • Roof: Composition
Condition
  • Year Built: 1984
Details
  • Builder: N/A

Community & HOA

Community
  • Subdivision: PAYSON RANCHOS 3 PLAT
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Payson

Financial Details

  • Price per Sqft: $203.44
  • Tax Annual Amount: $1259
  • On Market Date: 2024-07-04T08:29:58.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $144,682 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $144,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.57% Sellers Rate
$180,218
Your Cash$144,682
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 6.57%
$1,912/mo
Traditional @ 7.5%
$2,103/mo
You save $192/month ($2,302/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6699989

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-06-28T08:12:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.57%
7.15%

Principal & Interest

$1,912 /mo
$2,028 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $144,682 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $144,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.57% Sellers Rate
$180,218
Your Cash$144,682
Total Purchase Price:$324,900

Assumed vs Traditional Mortgage

Assumed @ 6.57%
$1,912/mo
Traditional @ 7.5%
$2,103/mo
You save $192/month ($2,302/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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