Dan Kaercher

Dan Kaercher

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$960,000

($686,350 down)
FHA

6052 N 183RD Avenue, Waddell, AZ 85355

4
4
4,072 sqft
PITI Monthly
$2,411.39 /mo

Listing courtesy of: Angela Williams, West USA Realty

Assumed Rate

3.91%
7.15%

Principal & Interest

$1,606 /mo
$2,297 /mo

What's Special

SERENE
ENTERTAINMENT
SPACIOUS
LUXURY
PATIO
COZY

This property offers a unique chance to acquire a spacious home in the esteemed Clear Water Farms community UNDER APPRAISED VALUE. The residence offers a generous 4,072 square feet of thoughtfully designed living space, situated on a sprawling 2-acre lot with full irrigation—an ideal setting for anyone looking to establish a hobby farm. A standout feature of this home is the straw bale insulation, known for its energy efficiency and eco-friendliness, ensuring a comfortable and sustainable living environment. Inside, you'll find four spacious bedrooms and three and a half bathrooms. This includes a luxurious primary suite and two additional ensuite rooms, providing ample privacy and comfort for family and guests. The cooled garage, featuring a convenient half bath, caters to various projects and hobbies. Additionally, the property boasts a vast gaming or playroom, perfect for entertainment or creating additional living space. The combination of luxury, practicality, and sustainable living makes this residence a truly unique and desirable home. Outside step into your dreamy oasis where elegance meets functionality! Start with a stone breezeway, leading into an oversized covered patio, thoughtfully adorned with slate flooring. Picture yourself around a woodfire oven, where you can enjoy delightful meals, complemented by a cozy bar seating area. Wander over to the Zen-inspired gazebo area, a perfect haven for relaxation and mindfulness. Sitting on 2 irrigated acres, this estate also features a sport court area where you can indulge in a variety of activities. From volleyball or pickleball to Four Square, Hop Scotch, or Tetherball, the options are endless. And of course, there's a dedicated kids' play area complete with swings and a slide to keep the little ones entertained. Don't forget the ample garden space that invites your green thumb to flourish. Whether you're hosting lively gatherings or seeking serene moments, this property is designed to cater to all your desires.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.91
Remaining Loan Term
20 years, 6 months
Monthly PITI
$2,411.39/mo
Estimated Loan Balance
$275,072
Cash to close
$686,350
Interest Paid
$114,489

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment
  • Heating: Electric
Features
  • Materials: Stucco, Straw, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Exterior Fireplace, Living Room
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: See Remarks, Block, Chain Link
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 4
  • Carport: Yes
  • Carport Spaces: 4
Water
  • Sewer: Septic in & Cnctd
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Straw, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 1998
Details
  • Builder: UNK

Community & HOA

Community
  • Subdivision: ROMOLA 46 BLKS 4900-4907, 4924-4937, 4954-4961
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: CLEARWATER FARMS
  • HOA Amenities: Unknown
  • HOA Fee: $280
  • HOA Frequency: $Annually
Location
  • Region: Waddell

Financial Details

  • Price per Sqft: $235.76
  • Tax Annual Amount: $4172
  • On Market Date: 2025-01-10T17:30:10.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $686,350 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $686,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$273,650
Your Cash:$686,350
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$1,606/mo
Traditional @ 7.5%
$2,383/mo
You save $777/month ($9,320/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6802966

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-04T17:20:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.91%
7.15%

Principal & Interest

$1,606 /mo
$2,297 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $686,350 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $686,350!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.91% Sellers Rate
$273,650
Your Cash:$686,350
Total Purchase Price:$960,000

Assumed vs Traditional Mortgage

Assumed @ 3.91%
$1,606/mo
Traditional @ 7.5%
$2,383/mo
You save $777/month ($9,320/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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