Dan Kaercher

Dan Kaercher

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Closed

$364,900

($118,027 down)
FHA

6044 Iris Lane, Rockford, MN 55373

2
2
1,276 sqft
PITI Monthly
$1,870.09 /mo

Listing courtesy of: , SODL

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,217 /mo
$1,837 /mo

What's Special

SPACIOUS
LUXURY
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS

Welcome to this exquisite former model home nestled in the highly sought-after Meadows of Rockford community. Designed with style and comfort in mind, this home is ready to impress! Step into a bright and open living space with vaulted ceilings that create a sense of grandeur. The upgraded cabinetry, stainless steel appliances, and thoughtfully designed layout make this home both functional and elegant. The owner’s suite boasts a box-vaulted ceiling, adding a touch of luxury to your private retreat. Convenience is key, with 2 spacious bedrooms, 2 bathrooms, and a laundry room all situated on the main level for easy living. The expansive lower level offers endless potential—finish it to suit your needs and build instant equity, or keep it as-is for ample storage space. The lower level bathroom is roughed in too! Finishing the lower level adds about another 1,000 sq ft! Don’t miss this incredible opportunity to own a home that blends quality craftsmanship with the potential to make it your own. Schedule your showing today and prepare to fall in love!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,870.09/mo
Estimated Loan Balance
$247,875
Cash to close
$118,027
Interest Paid
$43,444

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Asphalt, Pitched
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision: The Meadows Of Rockford
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: HOW Assist
  • HOA Amenities: Unknown
  • HOA Fee: $240
  • HOA Frequency: $Monthly
Location
  • Region: Rockford

Financial Details

  • Price per Sqft: $285.97
  • Tax Annual Amount: $3728
  • On Market Date: 2024-12-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,027 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $118,027!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$246,873
Your Cash$118,027
Total Purchase Price:$364,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,217/mo
Traditional @ 7.5%
$1,905/mo
You save $689/month ($8,264/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6637747

Listing From: northstar

Last updated: 2025-03-03T20:37:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,217 /mo
$1,837 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,027 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $118,027!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$246,873
Your Cash$118,027
Total Purchase Price:$364,900

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,217/mo
Traditional @ 7.5%
$1,905/mo
You save $689/month ($8,264/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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