Dan Kaercher

Dan Kaercher

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$779,000

($343,947 down)
VA

602 Valley Village Dr, El Cajon, CA 92021

4
2
1,378 sqft
PITI Monthly
$3,014.13 /mo

Listing courtesy of: Vince Cavataio, Berkshire Hathaway HomeServices California Properties

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,980 /mo
$3,188 /mo

What's Special

SPACIOUS
MOVE-IN READY
MODERN
STAINLESS STEEL APPLIANCES
VAULTED CEILINGS
PATIO
PRIVATE BACKYARD
MATURE TREES
COZY

Perfect for the first time home buyers or those looking to make their first rental investment! This stylishly updated 4-bedroom, 2-bath gem effortlessly blends modern design with everyday comfort. Step inside to an open and airy layout, where vaulted ceilings and sleek laminate flooring create an inviting flow throughout. The kitchen is a true centerpiece, featuring updated cabinetry, quartz countertops, a chic backsplash, and stainless steel appliances—perfect for both casual meals and entertaining. Sunlight pours into the bright living space, making it feel warm and welcoming. Step outside to your own private backyard retreat, featuring lush turf, mature trees, and a cozy patio—ideal for relaxing or hosting memorable gatherings. The spacious bedrooms offer peaceful relaxation, while the beautifully updated bathrooms showcase contemporary fixtures and stylish finishes. Meticulously maintained and completely move-in ready,

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$3,014.13/mo
Estimated Loan Balance
$438,657
Cash to close
$343,947
Interest Paid
$49,257

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: EnergyStarQualifiedEquipment, ForcedAir, HighEfficiency, NaturalGas
Features
  • Materials: Plaster, Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Asphalt, Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary, Craftsman
Materials
  • Plaster, Stucco, CopperPlumbing
  • Roof: Asphalt, Composition, Shingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $565.31
  • Tax Annual Amount: $9737.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $343,947 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $343,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$435,053
Your Cash$343,947
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,980/mo
Traditional @ 7.5%
$3,307/mo
You save $1,327/month ($15,924/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019241SD

Listing From:

Last updated: 2025-04-03T14:28:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,980 /mo
$3,188 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $343,947 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $343,947!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$435,053
Your Cash$343,947
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,980/mo
Traditional @ 7.5%
$3,307/mo
You save $1,327/month ($15,924/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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