Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$664,900

($248,603 down)
VA

6015 Inspire Avenue S, Cottage Grove, MN 55016

5
4
3,205 sqft
PITI Monthly
$3,564.39 /mo

Listing courtesy of: , Real Broker, LLC

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,757 /mo
$2,821 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
HOME OFFICE
WET BAR
FENCED YARD
COZY

Stunning 2023-Built Home in a Sought-After Community! Nestled in a highly desirable neighborhood with a beautiful shared pool and vibrant community space, this 5-bedroom, 4-bathroom gem offers all of the latest and greatest in energy efficiency, style and function! Step into an open-concept main floor, featuring a gourmet kitchen with rich finishes, ample cabinetry, and a spacious island that’s perfect for entertaining. The main floor also boasts a versatile flex room, ideal for a home office, playroom, or formal dining and a generous family room with gas fireplace! Upstairs, find ultimate convenience with a dedicated laundry room on the bedroom level, along with a luxurious primary suite and three additional bedrooms. The walk-out basement is an entertainer’s dream, complete with a cozy family room, an additional bedroom, and a wet bar for hosting game nights or celebrations. Outside, the fenced yard provides privacy and space for outdoor activities, while the 3-car garage ensures plenty of storage and parking. This home is more than just a house; it’s a lifestyle. Don’t miss your chance to join this exceptional community—schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.92
Remaining Loan Term
29 years, 5 months
Monthly PITI
$3,564.39/mo
Estimated Loan Balance
$417,700
Cash to close
$248,603
Interest Paid
$16,819

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Fiber Cement, Engineered Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Below Ground, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Fiber Cement, Engineered Wood
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 2023
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Calarosa 6th Add
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Association Minnesota
  • HOA Amenities: Unknown
  • HOA Fee: $100
  • HOA Frequency: $Quarterly
Location
  • Region: Cottage Grove

Financial Details

  • Price per Sqft: $207.46
  • Tax Annual Amount: $7694
  • On Market Date: 2024-12-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,603 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $248,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$416,297
Your Cash$248,603
Total Purchase Price:$664,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,757/mo
Traditional @ 7.5%
$2,926/mo
You save $170/month ($2,037/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6640112

Listing From: northstar

Last updated: 2025-02-24T20:00:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.92%
7.15%

Principal & Interest

$2,757 /mo
$2,821 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $248,603 (37%)
You can enter any amount below - secondary financing will cover the difference if needed.
37%
$

You cover the entire equity of $248,603!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.92% Sellers Rate
$416,297
Your Cash$248,603
Total Purchase Price:$664,900

Assumed vs Traditional Mortgage

Assumed @ 6.92%
$2,757/mo
Traditional @ 7.5%
$2,926/mo
You save $170/month ($2,037/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.