Dan Kaercher

Dan Kaercher

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Pending

$550,000

($456,303 down)
VA

5958 16th Avenue SE, Saint Cloud, MN 56304

4
3
3,270 sqft
PITI Monthly
$1,378.88 /mo

Listing courtesy of: , Premier Real Estate Services

Assumed Rate

3.18%
7.15%

Principal & Interest

$913 /mo
$1,184 /mo

What's Special

CUSTOM BUILT
DECK
PATIO

Custom built River Haven river front home on over 1 acre with 200' of Mississippi River frontage. This immaculately maintained modified two story has only had one owner. Everything you need is here! 4 bedroom 3 bath home with 2 kitchens for when you have a full house. The detached shop is heated and insulated and ready for you to tackle projects year round. The home has been lovingly maintained and the owners have the receipts! More recent updates include a kitchen update and remodel, whole house generator and radon system. Enjoy river views from the maintenance free back deck, the covered back patio or the giant sunroom. The yard has underground sprinklers to help maintain the lawn & gardens and invisible fencing so your furry friend can wander the 1 acre grounds worry free. There's plenty of storage with extra parking pads for boat(s), trailer(s) or RVs and an additional 10x24 storage shed.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.18
Remaining Loan Term
9 years, 10 months
Monthly PITI
$1,378.88/mo
Estimated Loan Balance
$119,156
Cash to close
$456,303
Interest Paid
$18,445

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Aluminum Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Invisible
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic System Compliant - Yes
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Aluminum Siding
  • Roof: Age 8 Years or Less, Architectural Shingle
Condition
  • Year Built: 1977
Details
  • Builder:

Community & HOA

Community
  • Subdivision: River Haven
  • Features: Grab Bars In Bathroom
HOA
  • Has HOA: No
Location
  • Region: Saint Cloud

Financial Details

  • Price per Sqft: $168.2
  • Tax Annual Amount: $3596
  • On Market Date: 2025-02-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $456,303 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $456,303!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$93,697
Your Cash:$456,303
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$913/mo
Traditional @ 7.5%
$1,211/mo
You save $299/month ($3,584/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6658646

Listing From: northstar

Last updated: 2025-03-07T20:34:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.18%
7.15%

Principal & Interest

$913 /mo
$1,184 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $456,303 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $456,303!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.18% Sellers Rate
$93,697
Your Cash:$456,303
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 3.18%
$913/mo
Traditional @ 7.5%
$1,211/mo
You save $299/month ($3,584/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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