Dan Kaercher

Dan Kaercher

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Closed

$645,000

($291,989 down)
FHA

5945 Mckinley Avenue, San Bernardino, CA 92404

6
2
2,582 sqft
PITI Monthly
$2,671.84 /mo

Listing courtesy of: CRYSTAL HOGGARD, EXP REALTY OF CALIFORNIA INC

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,563 /mo
$2,589 /mo

What's Special

DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
FIREPLACE
HOME OFFICE
MOUNTAIN VIEWS
CUL-DE-SAC
CHARMING
COZY

Welcome to 5945 McKinley Ave, San Bernardino, CA 92404! This charming 5-bedroom, 2-bath home is situated on a quiet cul-de-sac and offers a perfect blend of modern comfort and classic style. Each living space and bedroom is generously sized, providing plenty of room to accommodate your lifestyle—you really need to see it for yourself! The kitchen is a highlight, featuring beautiful granite countertops and a bar top that’s perfect for casual dining. The home offers both a formal living room with a cozy fireplace and a formal dining room for more intimate gatherings. In addition, there’s a spacious second living area currently set up as a bonus room with a bar, making it a great space for entertaining. The main-floor primary bedroom is expansive, with a sliding door that opens directly to the backyard and pool, providing easy access for those sunny California days. Both bathrooms are elegantly designed, featuring granite countertops, double sinks, a walk-in shower, and a shower-in-tub combination for added convenience. Upstairs, you'll find oversized bedrooms with large closets, with one room versatile enough to be used as a loft or home office. The downstairs laundry room is equipped with gas dryer and washer hookups, as well as extra storage for additional convenience. The backyard is your personal oasis, offering beautiful mountain views and a refreshing pool, perfect for cooling off during the hot summer months. The home also provides direct access to a 2-car garage, which has been converted into two additional bedrooms, adding even more versatility to this spacious home. Don’t miss out on this incredible property—it's truly a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.74
Remaining Loan Term
26 years, 0 months
Monthly PITI
$2,671.84/mo
Estimated Loan Balance
$356,021
Cash to close
$291,989
Interest Paid
$40,173

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 6
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: SeeRemarks

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Fenced, InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1962
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $249.81
  • Tax Annual Amount: $8062.5
  • On Market Date: 2024-09-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $291,989 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $291,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$353,011
Your Cash$291,989
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,563/mo
Traditional @ 7.5%
$2,685/mo
You save $1,123/month ($13,470/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV24190261

Listing From:

Last updated: 2024-11-09T00:20:43.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.74%
7.15%

Principal & Interest

$1,563 /mo
$2,589 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $291,989 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $291,989!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.74% Sellers Rate
$353,011
Your Cash$291,989
Total Purchase Price:$645,000

Assumed vs Traditional Mortgage

Assumed @ 2.74%
$1,563/mo
Traditional @ 7.5%
$2,685/mo
You save $1,123/month ($13,470/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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