Dan Kaercher

Dan Kaercher

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Closed

$440,000

($39,548 down)
FHA

5841 S 23RD Drive, Phoenix, AZ 85041

3
3
2,373 sqft
PITI Monthly
$2,986.43 /mo

Listing courtesy of: Dawn Bunch, eXp Realty

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,513 /mo
$2,754 /mo

What's Special

GATED COMMUNITY
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
LANDSCAPED

Located in a gated community, this stunning home features 3 bedrooms and 2.5 baths, with all bedrooms conveniently located upstairs. Enjoy the extra space with a bonus room and north-south exposure. The open-concept kitchen boasts modern shaker-style grey cabinets, stainless steel appliances, and granite countertops. Custom light-blocking interior window shades provide added comfort, while 9-foot ceilings give the home an airy feel. Step outside to a simply easy to maintain landscaped backyard, complete with pavers, perfect for outdoor entertaining. With a low HOA, this home offers both style and affordability.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$2,986.43/mo
Estimated Loan Balance
$401,293
Cash to close
$39,548
Interest Paid
$50,469

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Tile
Condition
  • Year Built: 2023
Details
  • Builder: KB Homes

Community & HOA

Community
  • Subdivision: LIBERTY 1B
  • Features: Gated
HOA
  • Has HOA: Yes
  • HOA Name: Liberty Community
  • HOA Amenities: Unknown
  • HOA Fee: $95
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $185.42
  • Tax Annual Amount: $215
  • On Market Date: 2024-10-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $39,548 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $39,548!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$400,452
Your Cash$39,548
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,513/mo
Traditional @ 7.5%
$2,754/mo
You save $241/month ($2,897/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6762820

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T20:23:18.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,513 /mo
$2,754 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $39,548 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $39,548!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$400,452
Your Cash$39,548
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,513/mo
Traditional @ 7.5%
$2,754/mo
You save $241/month ($2,897/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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