Dan Kaercher

Dan Kaercher

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$545,900

($188,958 down)
VA

581 Highland Lane, Sugarloaf, CA 92386

2
3
1,310 sqft
PITI Monthly
$2,370.45 /mo

Listing courtesy of: Genelle Rich, KELLER WILLIAMS BIG BEAR

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,631 /mo
$2,580 /mo

What's Special

SERENE
SPACIOUS
DECK
CHARMING
COZY

Welcome to this delightful 2-bedroom, 2-bathroom home with 1,310 sq ft of comfortable living space, on a spacious 13,675 sq ft lot. Featuring beautiful beamed ceilings throughout, this home creates a warm and inviting atmosphere from the moment you step inside. The cozy carpeted bedrooms provide a serene retreat, while the primary bedroom has a sliding door that leads out to your own peaceful deck, perfect for morning coffee or evening relaxation. Additional storage is provided by two sheds on the property, offering plenty of room for all your tools, equipment, or hobbies. The expansive lot provides endless possibilities for gardening, outdoor entertaining, or simply enjoying the surrounding nature. With its tranquil setting and well-thought-out layout, this home is an ideal retreat while still being conveniently located to nearby amenities. Don’t miss the opportunity to make this charming property your own!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,370.45/mo
Estimated Loan Balance
$358,354
Cash to close
$188,958
Interest Paid
$36,285

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, Hunting, Mountainous, NearNationalForest, Park
HOA
  • Has HOA: No
Location
  • Region: Sugarloaf

Financial Details

  • Price per Sqft: $416.72
  • Tax Annual Amount: $6823.75
  • On Market Date: 2025-03-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,958 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $188,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$356,942
Your Cash$188,958
Total Purchase Price:$545,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,631/mo
Traditional @ 7.5%
$2,676/mo
You save $1,045/month ($12,538/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25046204

Listing From:

Last updated: 2025-04-03T18:47:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,631 /mo
$2,580 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $188,958 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $188,958!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$356,942
Your Cash$188,958
Total Purchase Price:$545,900

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,631/mo
Traditional @ 7.5%
$2,676/mo
You save $1,045/month ($12,538/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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