Dan Kaercher

Dan Kaercher

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Pending

$649,999

($285,595 down)
VA

575 otay lakes rd UNIT 31, Chula Vista, CA 91913

3
3
1,519 sqft
PITI Monthly
$2,650.63 /mo

Listing courtesy of: Jared Stransky, Compass

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,807 /mo
$2,735 /mo

What's Special

MODERN
DECK
PATIO

Welcome to this beautifully updated 3-bedroom, 2.5-bathroom townhouse located in the highly desirable community of 575 Otay Lakes Rd, Unit 31. This move-in-ready home offers a fantastic blend of modern updates, convenience, and 2 private decks/1 patio that boasts great views. With the washer, dryer, and fridge included, you'll move in with ease and enjoy added convenience and savings. Ample parking and additional storage are provided with a private 2-car garage. Units in this community rarely come up for sale, making this a rare and exceptional opportunity to own in this highly sought-after neighborhood. Whether you're looking to unwind on your private patio with a cup of coffee or enjoy the convenience of an attached garage, this updated townhouse offers it all. Don’t miss your chance to own a home in this exclusive and welcoming community—schedule a private tour today!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,650.63/mo
Estimated Loan Balance
$365,161
Cash to close
$285,595
Interest Paid
$64,294

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: None
  • Heating: Electric, Radiant
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1975
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Menas
  • HOA Amenities: Unknown
  • HOA Fee: $350
  • HOA Frequency: $Monthly
Location
  • Region: Chula Vista

Financial Details

  • Price per Sqft: $427.91
  • Tax Annual Amount: $8124.99
  • On Market Date: 2025-03-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,595 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $285,595!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$364,404
Your Cash$285,595
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,807/mo
Traditional @ 7.5%
$2,837/mo
You save $1,030/month ($12,358/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021646SD

Listing From:

Last updated: 2025-04-01T18:45:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,807 /mo
$2,735 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $285,595 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $285,595!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$364,404
Your Cash$285,595
Total Purchase Price:$649,999

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,807/mo
Traditional @ 7.5%
$2,837/mo
You save $1,030/month ($12,358/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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