Dan Kaercher

Dan Kaercher

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$460,000

($330,125 down)
FHA

57412 Saint Marys Drive, Yucca Valley, CA 92284

3
2
1,490 sqft
PITI Monthly
$1,402.4 /mo

Listing courtesy of: FRANCIS NUNEZ, EXP REALTY OF CALIFORNIA INC

Assumed Rate

3.81%
7.15%

Principal & Interest

$712 /mo
$1,031 /mo

What's Special

LOCATION
ENTERTAINMENT
SPACIOUS
FIREPLACE
VAULTED CEILINGS
HOME OFFICE
LANDSCAPED
RENTAL INCOME

What truly sets this home apart is the two-story guest house, offering a private living space with a downstairs living room, bathroom, and closet, plus an upstairs bedroom—ideal for extended family, rental income, or a personal retreat. The property also features dedicated RV parking and a shared storage area, ensuring plenty of room for all your needs.This beautifully upgraded property offers 3 bedrooms, 2 bathrooms, and 1,490 square feet of comfortable living space. Designed for both style and function, the home features easy-care tile flooring, a striking tiled fireplace, vaulted ceilings, and recessed lighting that adds warmth and charm. The spacious kitchen is perfect for cooking and entertaining, boasting expansive tile countertops, rich wood cabinetry, and plenty of storage and prep space. Just off the kitchen, a large bonus room provides the flexibility to be used as a home office, playroom, creative studio, or entertainment area—tailored to fit your lifestyle. Step outside and enjoy a beautifully landscaped, low-maintenance backyard with drought-tolerant landscaping and premium concrete—perfect for relaxing or entertaining in every season. Located in a highly sought-after neighborhood within the Morongo Unified School District, this home is zoned for Yucca Mesa Elementary, La Contenta Middle School, and Yucca Valley High School. With its prime location, thoughtful upgrades, and rare additional living space, this home is a must-see. Don’t miss your chance—schedule a tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.81
Remaining Loan Term
22 years, 7 months
Monthly PITI
$1,402.4/mo
Estimated Loan Balance
$132,239
Cash to close
$330,125
Interest Paid
$40,021

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wire
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Valley
HOA
  • Has HOA: No
Location
  • Region: Yucca Valley

Financial Details

  • Price per Sqft: $308.72
  • Tax Annual Amount: $5750
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $330,125 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $330,125!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$129,875
Your Cash:$330,125
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$712/mo
Traditional @ 7.5%
$1,069/mo
You save $357/month ($4,287/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25017327

Listing From:

Last updated: 2025-03-05T23:13:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$712 /mo
$1,031 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $330,125 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $330,125!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$129,875
Your Cash:$330,125
Total Purchase Price:$460,000

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$712/mo
Traditional @ 7.5%
$1,069/mo
You save $357/month ($4,287/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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