Dan Kaercher

Dan Kaercher

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Closed

$850,000

($282,929 down)
FHA

5707 Spartan Dr, San Diego, CA 92115

3
2
1,166 sqft
PITI Monthly
$3,238.21 /mo

Listing courtesy of: Mary Ellen Haywood, Real Broker

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,582 /mo
$4,195 /mo

What's Special

MODERN
HARDWOOD FLOORS
FIREPLACE
PATIO
LANDSCAPED
COZY

MULTIPLE OFFERS RECEIVED> Welcome to this 3-bedroom, 2-bathroom home, where modern updates meet classic charm. Upon entering, you'll be greeted by warm, hardwood floors that flow throughout the home, creating a seamless and inviting atmosphere. The home has been thoughtfully updated with a HVAC system, including ductwork and added insulation, ensuring year-round comfort and energy efficiency. A whole-house fan provides refreshing air circulation, while a new hot-water heater, (2024), and stainless-steel appliances in the kitchen add a touch of modern convenience. The primary bedroom includes an ensuite bath, a recent addition that enhances privacy and comfort. Step outside to find a covered patio, complete with a rock fireplace, overlooking beautifully landscaped yard, ideal for enjoying your morning coffee or evening gatherings. This property blends charm with functionality, offering both cozy indoor spaces and a relaxing outdoor setting. Schedule your visit today and envision your future in this wonderfully improved home! Welcome to this 3-bedroom, 2-bathroom home, where modern updates meet classic charm. Upon entering, you'll be greeted by warm, hardwood floors that flow throughout the home, creating a seamless and inviting atmosphere. The home has been thoughtfully updated with a HVAC system, including ductwork and added insulation, ensuring year-round comfort and energy efficiency. A whole-house fan provides refreshing air circulation, while a new hot-water heater, (2024), and stainless-steel appliances in the kitchen add a touch of modern convenience. The primary bedroom includes an ensuite bath, a recent addition that enhances privacy and comfort. Step outside to find a covered patio, complete with a rock fireplace, overlooking beautifully landscaped yard, ideal for enjoying your morning coffee or evening gatherings. This property blends charm with functionality, offering both cozy indoor spaces and a relaxing outdoor setting. Schedule your visit today and envision your future in this wonderfully improved home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.89
Remaining Loan Term
25 years, 8 months
Monthly PITI
$3,238.21/mo
Estimated Loan Balance
$571,905
Cash to close
$282,929
Interest Paid
$74,164

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir, WholeHouseFan
  • Heating: Electric, ForcedAir
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1950
Details
  • Builder:

Community & HOA

Community
  • Subdivision: San Diego
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $728.99
  • Tax Annual Amount: $
  • On Market Date: 2024-10-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $282,929 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $282,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$567,071
Your Cash$282,929
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,582/mo
Traditional @ 7.5%
$4,351/mo
You save $1,769/month ($21,231/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 240024733SD

Listing From:

Last updated: 2024-12-05T03:32:12.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$2,582 /mo
$4,195 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $282,929 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $282,929!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$567,071
Your Cash$282,929
Total Purchase Price:$850,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$2,582/mo
Traditional @ 7.5%
$4,351/mo
You save $1,769/month ($21,231/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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