Dan Kaercher

Dan Kaercher

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Closed

$605,000

($267,258 down)
FHA

5678 Dorsey Street, Ventura, CA 93003

2
2
1,052 sqft
PITI Monthly
$2,024.41 /mo

Listing courtesy of: John Burdick, Redfin

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,581 /mo
$2,639 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
BALCONY

Welcome to 5678 Dorsey, a beautiful condo nestled in the desirable Harmony community in Ventura, CA. Built in 2005, this ready-to-move-in home offers modern amenities and a comfortable lifestyle. It features 2 spacious bedrooms, each equipped with walk-in closets, and 2 full bathrooms, providing ample space for relaxation and privacy. The condo boasts an open-concept living room, kitchen, and dining area, all adorned with large windows that flood the space with bright, natural light. White wood blinds throughout the unit add a touch of elegance and privacy. The kitchen is a chef's delight, featuring a breakfast bar, granite countertops, stainless steel appliances, and recessed lighting, perfect for both everyday cooking and entertaining. A convenient stackable washer and dryer are located within the unit, adding to the home's practicality. The property also includes a 1-car attached garage, offering secure parking and storage space. Enjoy the outdoors on your private balcony, complete with an enclosed water heater for added convenience. The Harmony community offers a prime location with easy access to grocery stores, shopping, dining, parks, hospitals, freeways, and the Government Center. With HOA dues of just $331 per month, this property provides a perfect blend of comfort, convenience, and value. Experience the best of Ventura living--your new home awaits!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.68
Remaining Loan Term
26 years, 3 months
Monthly PITI
$2,024.41/mo
Estimated Loan Balance
$368,847
Cash to close
$267,258
Interest Paid
$37,658

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2005
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Lennar - 531300
  • Features: Biking, Curbs, Fishing, Golf, Gutters, Hiking, Park, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: Yes
  • HOA Name: Harmony
  • HOA Amenities: Unknown
  • HOA Fee: $331
  • HOA Frequency: $Monthly
Location
  • Region: Ventura

Financial Details

  • Price per Sqft: $575.1
  • Tax Annual Amount: $
  • On Market Date: 2024-08-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $267,258 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $267,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$337,742
Your Cash$267,258
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,581/mo
Traditional @ 7.5%
$2,738/mo
You save $1,157/month ($13,883/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-24953

Listing From:

Last updated: 2024-11-26T04:03:19.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.68%
7.15%

Principal & Interest

$1,581 /mo
$2,639 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $267,258 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $267,258!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.68% Sellers Rate
$337,742
Your Cash$267,258
Total Purchase Price:$605,000

Assumed vs Traditional Mortgage

Assumed @ 2.68%
$1,581/mo
Traditional @ 7.5%
$2,738/mo
You save $1,157/month ($13,883/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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