Dan Kaercher

Dan Kaercher

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Pending

$764,900

($382,484 down)
FHA

563 Ann Street, El Cajon, CA 92021

3
2
1,255 sqft
PITI Monthly
$3,878.28 /mo

Listing courtesy of: Jodie Mckee, Mission Realty Group

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,688 /mo
$2,611 /mo

What's Special

SPACIOUS
MODERN
CHARMING

This charming 3-bedroom, 2-bathroom home in El Cajon is a true gem. Step inside to find a brand new kitchen that’s been fully updated with modern finishes, perfect for cooking and entertaining. The entire home has been freshly painted, both inside and out, giving it a clean, bright, and welcoming feel. The spacious living areas flow seamlessly, and there’s an added bonus room that can serve as an office, playroom, or additional living space to fit your needs. Outside, you’ll appreciate the mature tree in the front yard, adding to the home's curb appeal, while the enclosed backyard offers privacy and space for outdoor activities. The white picket fence surrounding the front yard adds a touch of classic charm. For added convenience, there is an attached two-car garage, providing plenty of space for parking and storage. Street parking is also available for guests. This home is ready to move in and offers a fantastic blend of modern updates and timeless charm!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.44
Remaining Loan Term
28 years, 10 months
Monthly PITI
$3,878.28/mo
Estimated Loan Balance
$383,970
Cash to close
$382,484
Interest Paid
$33,393

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Electric
  • Flooring: Tile, Vinyl, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1957
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $609.48
  • Tax Annual Amount: $9561.25
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $382,484 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $382,484!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$382,416
Your Cash:$382,484
Total Purchase Price:$764,900

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,688/mo
Traditional @ 7.5%
$2,709/mo
You save $21/month ($254/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501621

Listing From:

Last updated: 2025-04-03T18:55:14.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.44%
7.15%

Principal & Interest

$2,688 /mo
$2,611 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $382,484 (50%)
You can enter any amount below - secondary financing will cover the difference if needed.
50%
$

You cover the entire equity of $382,484!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.44% Sellers Rate
$382,416
Your Cash:$382,484
Total Purchase Price:$764,900

Assumed vs Traditional Mortgage

Assumed @ 7.44%
$2,688/mo
Traditional @ 7.5%
$2,709/mo
You save $21/month ($254/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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