Dan Kaercher

Dan Kaercher

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Closed

$629,900

($57,823 down)
VA

5630 Spruce Avenue, Castle Rock, CO 80104

5
4
3,039 sqft
PITI Monthly
$3,253.99 /mo

Listing courtesy of: Nicole Chambers, Realty One Group View

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,528 /mo
$4,176 /mo

What's Special

REMODELED
ENTERTAINMENT
FIREPLACE
WALK-IN CLOSET
FINISHED BASEMENT

Welcome to Spruce Avenue, the friendliest and most family-oriented street in all of Founders Village! This is truly a wonderful place to call home. Walk in and fall in love with the bright open floor plan, hardwood flooring throughout most of the home, beautiful updates, and ample storage space. The family room has an abundance of windows, dramatically open ceiling height, and a fireplace making it the perfect entertainment area. The primary suite offers stunning bay windows to enjoy the Colorado sunshine and is complete with a five-piece bath and walk-in closet. Secondary bedrooms each have extra large windows and plenty of space for any age. The partial finished basement has been remodeled and offers a remodeled bathroom with a shower, new vanity, and hardwood flooring! Once outside in the backyard, you'll find the ideal place for summer BBQ's and get togethers. Just ten short minutes from downtown Castle Rock, this home is ready for its new owners to create long-lasting memories!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.76
Remaining Loan Term
26 years, 6 months
Monthly PITI
$3,253.99/mo
Estimated Loan Balance
$574,492
Cash to close
$57,823
Interest Paid
$57,473

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Living Room
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Community Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Founders Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: PCMS Management Company
  • HOA Amenities: Unknown
  • HOA Fee: $55
  • HOA Frequency: $Quarterly
Location
  • Region: Castle Rock

Financial Details

  • Price per Sqft: $207.27
  • Tax Annual Amount: $6717
  • On Market Date: 2025-01-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $57,823 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $57,823!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$572,077
Your Cash$57,823
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,528/mo
Traditional @ 7.5%
$4,332/mo
You save $1,804/month ($21,653/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC9352477

Listing From: recolorado

Last updated: 2025-02-11T03:43:15.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.76%
7.15%

Principal & Interest

$2,528 /mo
$4,176 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $57,823 (9%)
You can enter any amount below - secondary financing will cover the difference if needed.
9%
$

You cover the entire equity of $57,823!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.76% Sellers Rate
$572,077
Your Cash$57,823
Total Purchase Price:$629,900

Assumed vs Traditional Mortgage

Assumed @ 2.76%
$2,528/mo
Traditional @ 7.5%
$4,332/mo
You save $1,804/month ($21,653/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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