Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Active

$779,000

($61,260 down)
VA

5606 Mchugh Street, San Diego, CA 92114

3
3
1,351 sqft
PITI Monthly
$5,303.08 /mo

Listing courtesy of: Ian Jensen, eXp Realty of California, Inc.

Assumed Rate

5.7%
7.15%

Principal & Interest

$4,275 /mo
$4,975 /mo

What's Special

DINING
MODERN
LUXURY
HARDWOOD FLOORS
LANDSCAPED

DON'T MISS OUT!! Immerse yourself in the captivating allure of this enchanting family home situated at 5606 Mchugh St, nestled in the heart of the vibrant city of San Diego, CA. This exceptional residence boasts a thoughtfully designed layout encompassing 3 bedrooms and 2 bathrooms spread gracefully across 1,351 square feet of living space. An embodiment of comfort seamlessly intertwined with contemporary elegance, this home serves as a testament to a refined lifestyle. As you step inside, you're greeted by a luminous open-concept layout that artfully ushers in an abundance of natural light, crafting an inviting ambiance throughout. The harmonious integration of the generous living, dining, and kitchen areas facilitates an effortless flow, perfect for hosting gatherings and fostering memorable moments with loved ones. The well-appointed kitchen stands as a culinary haven, adorned with modern appliances that cater to both form and function. Unveiling an additional layer of sophistication, this residence features striking hardwood floors that exude a timeless charm. The allure is further enhanced by recent renovations that include new paint throughout, infusing each room with a rejuvenating vibrancy. The pristine bathrooms have been thoughtfully curated to offer both luxury and convenience, elevating your daily routines.Stepping beyond the threshold, a meticulously landscaped backyard unfolds, offering a haven of serenity and seclusion. This outdoor sanctuary is a canvas for relaxation, hosting alfresco gatherings, or indulging in tranquil moments of solitude, all within the embrace of nature's beauty.Strategically positioned in proximity to local amenities, esteemed schools, and lush parks, this home effortlessly integrates convenience into its allure. It presents an opportunity to immerse yourself in the dynamic lifestyle that San Diego has to offer, where you can explore culinary delights, engage in recreational pursuits, and savor the vibrant cultural scene.Do not let the chance slip away to call this remarkable property yours. Take the first step towards making this dream home a reality by scheduling a showing today. Witness firsthand the harmonious fusion of comfort, style, and practicality that defines this exquisite residence.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.7
Remaining Loan Term
27 years, 11 months
Monthly PITI
$5,303.08/mo
Estimated Loan Balance
$718,601
Cash to close
$61,260
Interest Paid
$86,319

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: AsbestosShingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Stucco
  • Roof: AsbestosShingle
Condition
  • Year Built: 1958
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Encanto
  • Features: Curbs, Mountainous, StormDrains, StreetLights, Suburban, Sidewalks, Urban
HOA
  • Has HOA: No
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $576.61
  • Tax Annual Amount: $9737.5
  • On Market Date: 2025-02-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,260 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $61,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.7% Sellers Rate
$717,740
Your Cash$61,260
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 5.7%
$4,275/mo
Traditional @ 7.5%
$5,160/mo
You save $885/month ($10,623/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SW25019873

Listing From:

Last updated: 2025-02-28T21:28:20.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.7%
7.15%

Principal & Interest

$4,275 /mo
$4,975 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $61,260 (8%)
You can enter any amount below - secondary financing will cover the difference if needed.
8%
$

You cover the entire equity of $61,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.7% Sellers Rate
$717,740
Your Cash$61,260
Total Purchase Price:$779,000

Assumed vs Traditional Mortgage

Assumed @ 5.7%
$4,275/mo
Traditional @ 7.5%
$5,160/mo
You save $885/month ($10,623/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.