Dan Kaercher

Dan Kaercher

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$499,990

($65,570 down)
FHA

5542 Aster Street, San Bernardino, CA 92407

2
2
1,104 sqft
PITI Monthly
$2,620.88 /mo

Listing courtesy of: Norma Covarrubias, KW The Lakes

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,129 /mo
$3,101 /mo

What's Special

REMODELED
FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
FIREPLACE
MASTER SUITE
PATIO
MOUNTAIN VIEWS
COZY
SOLAR PANELS
NO HOA

Welcome to this beautifully updated home with solar panels, and a 3rd bedroom garage conversion. The home is a rare find on a quiet street in the heart of one of the most desirable neighborhoods, Kendall Hills just blocks from Cal State San Bernardino. This 2 bedroom, 2 bathroom home features 1104 sqft, Plus an additional 450 sqft 3rd bdrm/Bonus room, all situated on a spacious 7200sqft lot. Built in 1983, this home combines modern upgrades with timeless charm. Step inside to discover an open floor plan with Fresh paint, New flooring and high ceilings. The expansive living room boasts a cozy fireplace, french doors leading to the covered patio and abundant natural light. The Fully remodeled Kitchen features New quarts counter tops, new stylish back splash, New sink, New recess lighting, New paint, New flooring, seamlessly connecting to the Formal Dining room for easy entertaining. The Extra Large bonus room/3rd bedroom provides versatility and leads to the laundry area with additional garage storage. Down the hall, you'll find a spacious master suite with an updated en-suite bathroom. At the end of the hall is the second large bedroom and another bathroom. The back yard is a private oasis with a custom shed equipped with 220V electrical outlets, perfect for workshop, power tools, Jacuzzi/Spa installation. You will love the mountain views and no rear neighbors. Block walls provide privacy, and the long driveway offers RV parking potential. Additional upgrades include a new roof, AC unit, ceilings fans, recessed lighting and more. All of this with No HOA, Low Taxes and Amazing Mountain views. Conveniently located near The University of San Bernardino, schools, shopping, parks, dining and Easy Freeway access for the commuter. Pride of ownership shines through-this is the perfect place to call home.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.76
Remaining Loan Term
27 years, 0 months
Monthly PITI
$2,620.88/mo
Estimated Loan Balance
$470,949
Cash to close
$65,570
Interest Paid
$50,379

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: No
Location
  • Region: San Bernardino

Financial Details

  • Price per Sqft: $452.89
  • Tax Annual Amount: $6249.88
  • On Market Date: 2025-01-15T00:00:00.000Z
Inquire about this property

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Savings Calculator

Current cash to close is $65,570 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $65,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$434,420
Your Cash$65,570
Total Purchase Price:$499,990

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,129/mo
Traditional @ 7.5%
$3,217/mo
You save $1,088/month ($13,053/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IG25010873

Listing From:

Last updated: 2025-03-20T19:11:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.76%
7.15%

Principal & Interest

$2,129 /mo
$3,101 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $65,570 (13%)
You can enter any amount below - secondary financing will cover the difference if needed.
13%
$

You cover the entire equity of $65,570!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.76% Sellers Rate
$434,420
Your Cash$65,570
Total Purchase Price:$499,990

Assumed vs Traditional Mortgage

Assumed @ 3.76%
$2,129/mo
Traditional @ 7.5%
$3,217/mo
You save $1,088/month ($13,053/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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