Dan Kaercher

Dan Kaercher

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Closed

$730,000

($134,315 down)
FHA

5502 Sandcliff Ln UNIT 146, San Diego, CA 92154

4
4
1,777 sqft
PITI Monthly
$4,088.64 /mo

Listing courtesy of: Malena Shakoori, LPT Realty

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,658 /mo
$4,324 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
WALK-IN CLOSET

This former model home, three-story in the Playa Del Sol Community features 4 bedrooms, 3.5 bathrooms, and a two-car garage. Enter from the first floor and you have a full service bedroom great for guests staying over or use as an office, direct access to the two car garage with an appoxy treatment flooring , water softner/reverse osmosis system, remote control darkening window shades in most rooms. On the second floor you’ll find a bright and open-concept living. Enjoy a meal with friends in the dining room, then move the party to the great room, the perfect spot for game night or movie watching. Upstairs on the third floor is where you’ll relax in your peaceful primary suite, with his and hers spacious walk-in closets and luxurious primary bath. A second and third bedroom with a shared bathroom, the laundry room is located just across the hall for your convenience. Included features & Upgrades: Grey shaker cabinets and Quartz countertops, Side-By-Side Refrigerator, Front Load, Stacked Washer/Dryer, hall linen closet, Luxury vinyl plank flooring, dimmer switch through out. Designers paint with accent walls in most rooms, Wall paper in half bathroom, Carpet in all bedrooms and stairs. TAmenities: Resort style pool, Jacuzzy, BBQ area. This townhome is perfectly and conveniently located near the 805 freeway and great shopping.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.88
Remaining Loan Term
26 years, 8 months
Monthly PITI
$4,088.64/mo
Estimated Loan Balance
$600,569
Cash to close
$134,315
Interest Paid
$59,299

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 3
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2019
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Powerstone
  • HOA Amenities: Unknown
  • HOA Fee: $500
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $410.8
  • Tax Annual Amount: $9125
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $134,315 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $134,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$595,685
Your Cash$134,315
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,658/mo
Traditional @ 7.5%
$4,485/mo
You save $1,827/month ($21,929/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500695

Listing From:

Last updated: 2025-03-20T03:05:10.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.88%
7.15%

Principal & Interest

$2,658 /mo
$4,324 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,315 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $134,315!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.88% Sellers Rate
$595,685
Your Cash$134,315
Total Purchase Price:$730,000

Assumed vs Traditional Mortgage

Assumed @ 2.88%
$2,658/mo
Traditional @ 7.5%
$4,485/mo
You save $1,827/month ($21,929/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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