Dan Kaercher

Dan Kaercher

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$505,000

($201,008 down)
VA

5472 Adobe Falls Rd UNIT 2, San Diego, CA 92120

2
2
1,144 sqft
PITI Monthly
$2,094.77 /mo

Listing courtesy of: Charlotte Cofield, Cofield Homes, Inc.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,402 /mo
$2,278 /mo

What's Special

SHOPPING
SPACIOUS
BALCONY

Welcome Home! This spacious downstairs condo is a perfect place to call home for a first-time home buyer or growing family. Boasting all wood vinyl flooring throughout the unit. Kitchen is fully equipped with all the necessary appliances for preparing delicious home cooked meals. Enjoy 2 parking spaces directly in front of the unit. Extra storage unit off the balcony. The community has a large on-site laundry located adjacent to pool, spa and BBQ area. Centrally located, close proximity to SDSU, freeway, shopping and plenty of conveniences in Del Cerro. This Condo, located in this area, will not be long on the market. Welcome Home! This spacious downstairs condo is a perfect place to call home for a first-time home buyer or growing family. Boasting all wood vinyl flooring throughout the unit. Kitchen is fully equipped with all the necessary appliances for preparing delicious home cooked meals. Enjoy 2 parking spaces directly in front of the unit. Extra storage unit off the balcony. The community has a large on-site laundry located adjacent to pool, spa and BBQ area. Centrally located, close proximity to SDSU, freeway, shopping and plenty of conveniences in Del Cerro. This Condo, located in this area, will not be long on the market.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$2,094.77/mo
Estimated Loan Balance
$353,728
Cash to close
$201,008
Interest Paid
$41,012

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Electric
Features
  • Materials: Stucco, WoodSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: SeeRemarks
Pool
  • Has Pool: No
  • Pool Features: Community

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco, WoodSiding
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Del Cerro
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Adobe Falls Assoc.
  • HOA Amenities: Unknown
  • HOA Fee: $472
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $441.43
  • Tax Annual Amount: $6312.5
  • On Market Date: 2025-03-24T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $201,008 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $201,008!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$303,992
Your Cash$201,008
Total Purchase Price:$505,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,402/mo
Traditional @ 7.5%
$2,363/mo
You save $961/month ($11,531/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022462SD

Listing From:

Last updated: 2025-03-26T04:25:36.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,402 /mo
$2,278 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $201,008 (40%)
You can enter any amount below - secondary financing will cover the difference if needed.
40%
$

You cover the entire equity of $201,008!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$303,992
Your Cash$201,008
Total Purchase Price:$505,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,402/mo
Traditional @ 7.5%
$2,363/mo
You save $961/month ($11,531/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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