Dan Kaercher

Dan Kaercher

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$695,000

($211,280 down)
VA

5471 San Virgilio, San Diego, CA 92154

3
3
1,600 sqft
PITI Monthly
$3,063.03 /mo

Listing courtesy of: John Rinaldi, Apropos Investments

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,172 /mo
$3,525 /mo

What's Special

DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
MASTER SUITE
BALCONY

Rare Front-Facing End Unit Townhome – Upscale & Private Oasis! Welcome to this stunning end-unit townhome, a rare front-facing gem that offers luxury, privacy, and an abundance of natural light. Located in a highly desirable community, this home features high ceilings, plantation shutters, and an open-concept design that blends elegance with comfort. Step into a spacious living and dining area, perfect for entertaining, with tons of natural light pouring in. The modern kitchen is outfitted with stainless steel appliances, complementing the sophisticated finishes throughout. The huge master suite is a true retreat, featuring a walk-in closet and a spa-like ensuite bath. Enjoy the outdoors from your expansive private balcony, ideal for morning coffee or evening relaxation. A large two-car garage provides ample storage and convenience. Located in a resort-style community, residents enjoy access to two large pools, lush landscaping, and well-maintained common areas. This home is an exceptional find—don’t miss your chance to own this upscale, move-in-ready oasis! Key Features: Rare front-facing townhome, End-unit for extra privacy, High ceilings & tons of natural light, Elegant plantation shutters throughout, Large living & dining space, Stainless steel appliances in kitchen, Huge master suite with walk-in closet, Expansive private balcony, Large two-car garage, Resort-style community with two pools.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.9
Remaining Loan Term
26 years, 7 months
Monthly PITI
$3,063.03/mo
Estimated Loan Balance
$503,250
Cash to close
$211,280
Interest Paid
$49,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir, Electric
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2018
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Vista Del Sur
  • HOA Amenities: Unknown
  • HOA Fee: $437
  • HOA Frequency: $Monthly
Location
  • Region: San Diego

Financial Details

  • Price per Sqft: $434.38
  • Tax Annual Amount: $8687.5
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $211,280 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $211,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$483,720
Your Cash$211,280
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,172/mo
Traditional @ 7.5%
$3,657/mo
You save $1,484/month ($17,810/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2501297

Listing From:

Last updated: 2025-03-26T19:19:06.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.9%
7.15%

Principal & Interest

$2,172 /mo
$3,525 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $211,280 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $211,280!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.9% Sellers Rate
$483,720
Your Cash$211,280
Total Purchase Price:$695,000

Assumed vs Traditional Mortgage

Assumed @ 2.9%
$2,172/mo
Traditional @ 7.5%
$3,657/mo
You save $1,484/month ($17,810/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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