Dan Kaercher

Dan Kaercher

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$670,000

($118,066 down)
FHA

545 Ballantyne St, El Cajon, CA 92020

2
2
864 sqft
PITI Monthly
$4,284.94 /mo

Listing courtesy of: Ali Alhadawy, Premier Agency Real Estate Inc.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,718 /mo
$3,813 /mo

What's Special

Come and check out this beautiful house in El Cajon City this house is approved for FHA first-time home buyers, VA & conventional loans The house has a big size lot and the potential to add additional rooms or ADU the house is within walking distance to the local supermarket coffee shops and all El Cajon Center activities like a classic car show and medical offices if you want to know whether you can buy at this time or not we can help you. buyer and buyer agent to verify all information regarding size and permit to add additions

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.9
Remaining Loan Term
27 years, 8 months
Monthly PITI
$4,284.94/mo
Estimated Loan Balance
$552,476
Cash to close
$118,066
Interest Paid
$89,819

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Electric, ForcedAir
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: CrossFenced, Partial
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 2013
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $775.46
  • Tax Annual Amount: $8375
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,066 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $118,066!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$551,934
Your Cash$118,066
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,718/mo
Traditional @ 7.5%
$3,955/mo
You save $237/month ($2,844/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250001072SD

Listing From:

Last updated: 2025-04-03T02:34:37.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.9%
7.15%

Principal & Interest

$3,718 /mo
$3,813 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,066 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $118,066!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.9% Sellers Rate
$551,934
Your Cash$118,066
Total Purchase Price:$670,000

Assumed vs Traditional Mortgage

Assumed @ 6.9%
$3,718/mo
Traditional @ 7.5%
$3,955/mo
You save $237/month ($2,844/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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