Dan Kaercher

Dan Kaercher

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Closed

$200,000

($60,842 down)
FHA

544 Hazel Lane, Owatonna, MN 55060

3
2
1,433 sqft
PITI Monthly
$1,110.26 /mo

Listing courtesy of: , Keller Williams Preferred Rlty

Assumed Rate

3.23%
7.15%

Principal & Interest

$667 /mo
$1,037 /mo

What's Special

DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
HOME OFFICE
MATURE TREES
CHARMING

Welcome to this charming three-bedroom, two-bathroom home in Owatonna. Bright, inviting, and full of potential, this home offers comfortable living spaces and a functional layout. The main level features a bright living area, a kitchen with stainless steel appliances, and a dining room perfect for hosting. All three bedrooms are spacious, with the upper level dedicated to a private primary suite. The lower level offers endless possibilities, ready to be customized as a home office, or recreation space. Outside, enjoy a large backyard with mature trees that create a beautiful canopy during summer, providing shade and tranquility. The property also includes a detached one-car garage and is located close to local amenities. With its thoughtful design, and room to grow, this Owatonna home is a must-see!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$1,110.26/mo
Estimated Loan Balance
$157,060
Cash to close
$60,842
Interest Paid
$22,045

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Siding
  • Roof: Pitched
Condition
  • Year Built: 1952
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Homestead Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Owatonna

Financial Details

  • Price per Sqft: $139.57
  • Tax Annual Amount: $2218
  • On Market Date: 2024-12-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $60,842 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $60,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$139,158
Your Cash$60,842
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$667/mo
Traditional @ 7.5%
$1,076/mo
You save $409/month ($4,911/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6633044

Listing From: northstar

Last updated: 2025-02-14T19:55:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$667 /mo
$1,037 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $60,842 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $60,842!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$139,158
Your Cash$60,842
Total Purchase Price:$200,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$667/mo
Traditional @ 7.5%
$1,076/mo
You save $409/month ($4,911/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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