Dan Kaercher

Dan Kaercher

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$449,000

($10,344 down)
FHA

54440 Valley View Drive, Idyllwild, CA 92549

2
2
1,196 sqft
PITI Monthly
$3,172.63 /mo

Listing courtesy of: Daniel Miracle, Compass

Assumed Rate

3.96%
7.15%

Principal & Interest

$2,173 /mo
$3,089 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
EN SUITE BATHROOM
PATIO
COZY
EFFICIENT

Step into this beautifully maintained mountain haven, where classic charm meets modern comfort. Featuring striking beamed ceilings, rich natural wood paneling, and a cozy brick fireplace with an electric insert, this inviting home exudes warmth and character. Handcrafted built-in cabinetry adds timeless elegance to the living space.The spacious layout includes two bedrooms, 1.75 baths, and a bright great room with multiple lounge areas, a dedicated dining space, and a mini-split system for efficient heating and cooling. The primary suite is a retreat of its own, boasting a vaulted ceiling, an en suite bathroom, a walk-in closet, and a dedicated office nook bathed in natural light from a skylight.Practicality meets style with an expansive laundry room and ample storage options, including a freestanding shed. Outside, the sunny front patio is perfect for entertaining, complete with outdoor furniture, a relaxing hot tub, and a fire pit. Nestled in a picturesque location just a short walk from the South Ridge Trail, this home offers the perfect balance of tranquility and convenience. Whether you're soaking in the hot tub under the stars or enjoying the fireplace's cozy ambiance, this property is ready to become your mountain sanctuary.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.96
Remaining Loan Term
27 years, 5 months
Monthly PITI
$3,172.63/mo
Estimated Loan Balance
$460,839
Cash to close
$10,344
Interest Paid
$45,737

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Electric, HeatPump
  • Heating: HeatPump
Features
  • Materials: Asphalt, Brick, Drywall, Concrete
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: SepticTank
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Asphalt, Brick, Drywall, Concrete
  • Roof: Composition, Shingle
Condition
  • Year Built: 1959
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Foothills, Hiking, Mountainous, Valley
HOA
  • Has HOA: No
Location
  • Region: Idyllwild

Financial Details

  • Price per Sqft: $375.42
  • Tax Annual Amount: $5612.5
  • On Market Date: 2024-12-14T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $10,344 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $10,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$438,656
Your Cash$10,344
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$2,173/mo
Traditional @ 7.5%
$3,204/mo
You save $1,031/month ($12,375/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 219121368DA

Listing From:

Last updated: 2025-02-10T19:19:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.96%
7.15%

Principal & Interest

$2,173 /mo
$3,089 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $10,344 (2%)
You can enter any amount below - secondary financing will cover the difference if needed.
2%
$

You cover the entire equity of $10,344!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.96% Sellers Rate
$438,656
Your Cash$10,344
Total Purchase Price:$449,000

Assumed vs Traditional Mortgage

Assumed @ 3.96%
$2,173/mo
Traditional @ 7.5%
$3,204/mo
You save $1,031/month ($12,375/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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