Dan Kaercher

Dan Kaercher

Property SearchContact
primary-1
primary-2primary-3
Closed

$414,900

($71,216 down)
FHA

5433 Whisper Lane NW, Bemidji, MN 56601

4
3
2,560 sqft
PITI Monthly
$2,468.67 /mo

Listing courtesy of: , EXIT MN Lakes Realty Bemidji

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,746 /mo
$2,421 /mo

What's Special

LOCATION
OPEN CONCEPT
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
CHARMING

This stunning 4BR, 3BA gem was just built in 2022 and is ready for you to move in and make yours. Located in a quiet development, this charming property offers the perfect balance of modern amenities and natural surroundings. As you enter through the front door, you'll be greeted by a spacious living area with plenty of natural light. The open concept layout flows seamlessly into the kitchen, which boasts a large island perfect for meal prep or entertaining guests. With stainless steel appliances and ample counter space, cooking will become a joy rather than a chore. The main floor also features a luxurious primary BR complete with its own en-suite Bath w/laundry hookups. But that's not all - upstairs you'll find another set of laundry hookups as well as 3 add. BR's, providing plenty of space for everyone to spread out. Step outside onto your private fenced backyard oasis where endless possibilities await. Gather around the firepit on cool evenings or play on the playset while enjoying some fresh eggs from your very own chicken coop - talk about farm-to-table! And if that's not enough outdoor fun for you, this home is backed up to 200 acres of state land offering endless opportunities for hiking or exploring nature trails. Don't miss out on this incredible opportunity to live in both comfort and style in an unbeatable location. Schedule your showing today and get ready to fall in love with everything this home has to offer!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.17
Remaining Loan Term
27 years, 1 months
Monthly PITI
$2,468.67/mo
Estimated Loan Balance
$350,689
Cash to close
$71,216
Interest Paid
$42,513

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Private Sewer, Septic System Compliant - Yes, Tank with Drainage Field
  • Water Source: Submersible - 4 Inch, Private, Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle, Asphalt
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wood Crest Estates 1st Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Bemidji

Financial Details

  • Price per Sqft: $162.07
  • Tax Annual Amount: $3822
  • On Market Date: 2024-08-28T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,216 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $71,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$343,684
Your Cash$71,216
Total Purchase Price:$414,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,746/mo
Traditional @ 7.5%
$2,511/mo
You save $765/month ($9,174/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6593609

Listing From: northstar

Last updated: 2024-10-28T21:59:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.17%
7.15%

Principal & Interest

$1,746 /mo
$2,421 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $71,216 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $71,216!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.17% Sellers Rate
$343,684
Your Cash$71,216
Total Purchase Price:$414,900

Assumed vs Traditional Mortgage

Assumed @ 4.17%
$1,746/mo
Traditional @ 7.5%
$2,511/mo
You save $765/month ($9,174/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Your Home Sold Guaranteed Realty are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

Your Home Sold Guaranteed Realty © is committed to and abides by the Fair Housing Act of Equal Opportunity.