Dan Kaercher

Dan Kaercher

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Closed

$550,000

($561,979 down)
FHA

541 Avocado Avenue, El Cajon, CA 92020

2
2
1,275 sqft
PITI Monthly
$1,653.31 /mo

Listing courtesy of: Dianna McGarvin, Harcourts Prime Properties

Assumed Rate

6.83%
7.15%

Principal & Interest

$824 /mo
$852 /mo

What's Special

INVESTORS
LOCATION

Attention investors, contractors, and discerning buyers! A world of potential awaits. Cash-only offers! Nestled in the heart of El Cajon, this property is ideally situated on an oversized 7,000 square foot lot that could potentially accommodate an ADU or an extension to the existing home. The current structure boasts two bedrooms and two bathrooms across 1,275 square feet of living space with one additional room that holds the potential to serve as a third bedroom or a valuable office space. In an increasingly sought-after location, the true value of this property is, without doubt, the expansive flat and useable lot. Embrace the opportunity to unlock and shape its true potential!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.83
Remaining Loan Term
Loan term completed
Monthly PITI
$1,653.31/mo
Estimated Loan Balance
$38,267
Cash to close
$561,979
Interest Paid
$170,721

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Unknown
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Curbs
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $431.37
  • Tax Annual Amount: $6875
  • On Market Date: 2025-02-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,979 (102%)
You can enter any amount below - secondary financing will cover the difference if needed.
102%
$

You cover the entire equity of $561,979!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.83% Sellers Rate
-$11,979
Your Cash:$561,979
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.83%
$824/mo
Traditional @ 7.5%
$883/mo
You save $59/month ($706/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25026861

Listing From:

Last updated: 2025-02-28T01:28:21.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.83%
7.15%

Principal & Interest

$824 /mo
$852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $561,979 (102%)
You can enter any amount below - secondary financing will cover the difference if needed.
102%
$

You cover the entire equity of $561,979!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.83% Sellers Rate
-$11,979
Your Cash:$561,979
Total Purchase Price:$550,000

Assumed vs Traditional Mortgage

Assumed @ 6.83%
$824/mo
Traditional @ 7.5%
$883/mo
You save $59/month ($706/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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