Dan Kaercher

Dan Kaercher

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$574,900

($219,632 down)
VA

5406 Villas Drive, Bonsall, CA 92003

2
3
1,482 sqft
PITI Monthly
$2,374.88 /mo

Listing courtesy of: Ryan Street, eXp Realty of Southern CA

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,609 /mo
$2,656 /mo

What's Special

REMODELED
MODERN
HARDWOOD FLOORS
GRANITE COUNTERTOPS
FIREPLACE
PATIO
BALCONY
CLUBHOUSE
TENNIS COURTS
PLAYGROUND
COZY

A must see property with a touch of old style and lots of modern upgrades! The main floor is a large, open living space with ample room to entertain or relax next to the outdoor view, or for the colder nights, in front of a cozy wood-burning fireplace. Experience walkout access to a secluded patio that can be fenced in with HOA approval for the smaller pets or children. A redesigned kitchen boasts ample preparation space, lots of storage opportunities, granite countertops, and stainless-steel appliances including a dual zone wine refrigerator. Two large bedrooms and two full-baths are located upstairs. Imagine enjoying the scenic view and a morning coffee from the private balcony off the primary bedroom. Both upstairs bathrooms are remodeled to maximize space and provide a fresh, open feel. The property has tile and hardwood floors throughout and many other unique features. It has recently installed roof materials with a 30-year lifespan and a 6-year old solar system with 14-years left on a transferable warranty. HOA covers water usage, full coverage insurance policy, and landscaping. Between ample solar production and comprehensive coverage folded into the HOA dues, you are set for easy living. Community amenities include a clubhouse in process of renovation, saunas, a pool with jacuzzi, tennis courts/pickleball court, and plenty of open space to walk your dogs or play lawn games with your children. Across the street, is a County Park system with miles of trails for hiking and biking. Phase 1 of the Bonsall Community Park renovation is underway with estimated completion in Summer 2026 and will include sport fields, reservable picnic areas and a playground. Don’t miss out on this opportunity for private community living and a place to call your own. Close to Bonsall schools, minutes from local stores, restaurants, Fallbrook, Hwy 76 and I-15.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$2,374.88/mo
Estimated Loan Balance
$416,235
Cash to close
$219,632
Interest Paid
$44,144

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, Park, StormDrains, StreetLights, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villas Fore
  • HOA Amenities: Unknown
  • HOA Fee: $700
  • HOA Frequency: $Monthly
Location
  • Region: Bonsall

Financial Details

  • Price per Sqft: $387.92
  • Tax Annual Amount: $7186.25
  • On Market Date: 2025-04-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $219,632 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $219,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$355,268
Your Cash$219,632
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,609/mo
Traditional @ 7.5%
$2,755/mo
You save $1,145/month ($13,744/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2502993

Listing From:

Last updated: 2025-04-03T19:21:08.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,609 /mo
$2,656 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $219,632 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $219,632!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$355,268
Your Cash$219,632
Total Purchase Price:$574,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,609/mo
Traditional @ 7.5%
$2,755/mo
You save $1,145/month ($13,744/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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