Dan Kaercher

Dan Kaercher

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Closed

$308,000

($97,026 down)
FHA

5344 Saint Stephens Street, Mounds View, MN 55112

4
2
1,630 sqft
PITI Monthly
$1,659.69 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

2.24%
7.15%

Principal & Interest

$1,028 /mo
$1,691 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
MODERN
HARDWOOD FLOORS
FENCED YARD
CHARMING

Welcome to this charming bungalow-style home, perfectly situated on a spacious lot in a great location. This home offers a blend of classic charm and modern updates, with an updated kitchen and bathrooms, beautiful original hardwood floors, new vinyl plank flooring in the kitchen, dining, and entry, new carpet in the upper level and basement, and the home has been freshly painted. The exterior is equally impressive, boasting a durable steel roof, new gutters, low-maintenance vinyl siding, and a large fully fenced yard. For those in need of extra storage or workspace, the property has an extra-large detached garage and a substantial 10 x 12 shed, providing ample room for all your needs. Close to the freeway, shopping, and parks, don’t miss out on making this home your own. Schedule your tour today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.24
Remaining Loan Term
21 years, 0 months
Monthly PITI
$1,659.69/mo
Estimated Loan Balance
$218,367
Cash to close
$97,026
Interest Paid
$19,871

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Chain Link, Full
Roof
  • Roof: Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Above Ground, Outdoor Pool

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Metal
Condition
  • Year Built: 1969
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Pinewood Terrace 2
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Mounds View

Financial Details

  • Price per Sqft: $188.96
  • Tax Annual Amount: $3774
  • On Market Date: 2024-08-16T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,026 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $97,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.24% Sellers Rate
$210,974
Your Cash$97,026
Total Purchase Price:$308,000

Assumed vs Traditional Mortgage

Assumed @ 2.24%
$1,028/mo
Traditional @ 7.5%
$1,747/mo
You save $719/month ($8,627/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6569054

Listing From: northstar

Last updated: 2024-11-27T17:16:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.24%
7.15%

Principal & Interest

$1,028 /mo
$1,691 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $97,026 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $97,026!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.24% Sellers Rate
$210,974
Your Cash$97,026
Total Purchase Price:$308,000

Assumed vs Traditional Mortgage

Assumed @ 2.24%
$1,028/mo
Traditional @ 7.5%
$1,747/mo
You save $719/month ($8,627/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Your Home Sold Guaranteed Realty
Agent/Broker
Dan KaercherYour Home Sold Guaranteed Realty(480) 202-1789Dankaercher@state48livin.comMLS SA677983000

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